1/10
£115,000
Flat · 2 beds · 1 bath
Stuart Street, Derby, DE1
0.02 miles away
Leasehold
1/11
1/11
2 bed flat for sale Stuart Street, Derby, DE1
OIRO
£119,950
Added on 26/09/2026
Added on 26/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 2
- Tenure
- Leasehold
Service charge £2,900 a year(from the agent's description)Ground rent £350 a year(from the agent's description) Council tax Band B £1,794 a year
* From the agent's description. Check it with them before you rely on it.
Key features
- Apartment
- City Centre Location
- Allocated Parking
- Two Bedrooms
- En-Suite Bedroom
- River Views
- Gross Yield of 9.3% achievable
- No Chain
About this property
TWO BEDROOM FULLY FURNISHED APARTMENT – Derby City Centre
Nicholas Humphreys is proud to present this exceptional two-bedroom apartment to the sales market, offering stunning river views and a highly convenient location within easy reach of the city Centre. This versatile property represents an ideal opportunity for first-time buyers seeking a turnkey home, or investors looking for a high-demand rental prospect.
Council tax
Band B £1,794 a year
Per year
- Band A£1,537
- Band BThis home: £1,794
- Band C£2,050
- Band D£2,306
- Band E£2,818
- Band F£3,331
- Band G£3,843
- Band H£4,612
This home is in band B, which costs £1,794 a year in Derby for 2026/27.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.
Price guide
100 comparables · within 2.4 milesCheaper than 53% of the 2-bed flats for sale nearby right now.
This home, £119,950 Median £120,000 · £85,000 – £190,500
Compared with 100 2-bed flats for sale within 2.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.
Location
Stuart Street, Derby, DE1
Mortgage and stamp duty
Property price £119,950
£59k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £107,950 mortgage. Most lenders would want a household income of about £24,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 3, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Aug 2025 | 1,023 sq ft £149/sq ft | 1,023 sq ft | £149 | £152,500 |
| Flat 43, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Jun 2025 | 775 sq ft £181/sq ft | 775 sq ft | £181 | £140,000 |
| Flat 61, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Jun 2025 | 538 sq ft £161/sq ft | 538 sq ft | £161 | £86,500 |
| Flat 14, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Dec 2024 | 657 sq ft £192/sq ft | 657 sq ft | £192 | £126,250 |
| Flat 21, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2024 | 732 sq ft £176/sq ft | 732 sq ft | £176 | £129,000 |
| Flat 62, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2024 | 527 sq ft £161/sq ft | 527 sq ft | £161 | £85,000 |
| Flat 81, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2023 | 829 sq ft £169/sq ft | 829 sq ft | £169 | £140,000 |
| Flat 48, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Sept 2023 | 678 sq ft £208/sq ft | 678 sq ft | £208 | £141,000 |
Area insights
The neighbourhood around this property.
