1/10
£115,000
Flat · 2 beds · 1 bath
Stuart Street, Derby, DE1
Leasehold
1/16
1/16
2 bed flat for sale Stuart Street, Derby, DE1
OIRO
£170,000
Added on 25/09/2026
Added on 25/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- £168 per sq ft
- Tenure
- Leasehold
EPC Energy rating band B 82
Key features
- Third-floor apartment with river views
- Two large double bedrooms, one with ensuite
- Two balconies
- Fully furnished - ready to move in or rent out
- Modern open-plan kitchen/living space with integrated appliances
- Allocated off-road parking
- Secure entry with intercom system
- Walking distance to Derby City Centre, shops, and transport links
About this property
This stylish and spacious third-floor apartment offering panoramic views of the River Derwent and a vibrant lifestyle just minutes from Derby City Centre. Sold fully furnished, this modern two-bedroom home is ideal for first-time buyers or investors looking for a high-quality opportunity.
Step inside to a bright open-plan living and kitchen area, with natural lighting from floor-to-ceiling windows and opening onto a private riverside balcony. The kitchen is sleek and functional, featuring integrated appliances including an oven, hob, microwave, fridge/freezer, and dishwasher.
Floorplan
Energy performance
Energy rating band B 82
Current
Potential
92+
A
81-91
B
Current rating: 82 B
Potential rating: 84 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 82 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,537
- Band B£1,794
- Band C£2,050
- Band D£2,306
- Band E£2,818
- Band F£3,331
- Band G£3,843
- Band H£4,612
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.7 milesPriced above 80% of the 2-bed flats for sale nearby right now.
This home, £170,000 Median £120,000 · £85,000 – £190,500
Per square foot (approx.)
£168 9% under
2-bed flats nearby £184
Against sold prices
19% under
DE1 sold median £207 / sq ft, 268 sales
Compared with 100 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →
Location
Stuart Street, Derby, DE1
Mortgage and stamp duty
Property price £170,000
£85k £255k
Deposit10% £17,000
£0 £170k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 3, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Aug 2025 | 1,023 sq ft £149/sq ft | 1,023 sq ft | £149 | £152,500 |
| Flat 43, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Jun 2025 | 775 sq ft £181/sq ft | 775 sq ft | £181 | £140,000 |
| Flat 61, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Jun 2025 | 538 sq ft £161/sq ft | 538 sq ft | £161 | £86,500 |
| Flat 14, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Dec 2024 | 657 sq ft £192/sq ft | 657 sq ft | £192 | £126,250 |
| Flat 21, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2024 | 732 sq ft £176/sq ft | 732 sq ft | £176 | £129,000 |
| Flat 62, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2024 | 527 sq ft £161/sq ft | 527 sq ft | £161 | £85,000 |
| Flat 81, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Oct 2023 | 829 sq ft £169/sq ft | 829 sq ft | £169 | £140,000 |
| Flat 48, Derby Riverside, 7, Stuart Street Flat / maisonette | Flat / maisonette | Sept 2023 | 678 sq ft £208/sq ft | 678 sq ft | £208 | £141,000 |
Area insights
The neighbourhood around this property.
