1/12

1 bed flat for sale Elgin Road, Croydon, CR0

Offers over

£210,000

Added on 24/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold

Key features

One-bedroom
30 mins to Central London
Potential to extend STPP
Chain Free
Move in ready
Lease extension included

About this property

Positioned on the top floor of an attractive period building, this bright and spacious one bedroom apartment offers character, flexibility and convenience in equal measure. With no onward chain, it's ready for immediate occupation and offers exciting potential for future expansion (Pictured plans STPP). Lease extension included.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.1 miles

Cheaper than 67% of the 1-bed flats for sale nearby right now.

This home, £210,000 Median £230,000 · £174,500 – £275,500

Compared with 100 1-bed flats for sale within 1.1 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Elgin Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £210,000

£105k £315k

Deposit10% £21,000

£0 £210k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £189,000 mortgage. Most lenders would want a household income of about £42,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
37a, Elgin Road Flat / maisonette	Flat / maisonette	Jun 2026	484 sq ft £537/sq ft	484 sq ft	£537	£260,000
Flat D, Bridget House, 25, Elgin Road Flat / maisonette	Flat / maisonette	Apr 2026	506 sq ft £470/sq ft	506 sq ft	£470	£238,000
21b, Elgin Road Flat / maisonette	Flat / maisonette	Aug 2024	538 sq ft £465/sq ft	538 sq ft	£465	£250,000
Upper Maisonette At, 51, Elgin Road Flat / maisonette	Flat / maisonette	May 2024	n/a	n/a	n/a	£293,100
Flat 4, 35, Elgin Road Flat / maisonette	Flat / maisonette	May 2024	538 sq ft £437/sq ft	538 sq ft	£437	£235,000
Flat E, Bridget House, 25, Elgin Road Flat / maisonette	Flat / maisonette	Nov 2023	506 sq ft £455/sq ft	506 sq ft	£455	£230,000
29, Elgin Road Semi-detached	Semi-detached	Nov 2023	1,572 sq ft £458/sq ft	1,572 sq ft	£458	£720,000
31a, Elgin Road Flat / maisonette	Flat / maisonette	Feb 2023	538 sq ft £442/sq ft	538 sq ft	£442	£238,000