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1 bed flat for sale Elgin Road, Croydon, CR0

Asking Price

£230,000

Added on 23/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £485 per sq ft
Tenure: Leasehold

EPC C 72

About this property

A fantastic opportunity to acquire a one bedroom ground-floor apartment situated within the popular purpose-built Lingfield Court development on Elgin Road, Croydon.

The well-proportioned accommodation comprises spacious reception room, modern bathroom, separate kitchen and double bedroom with built-in storage. The property further benefits from no onward chain and residents and visitor parking.

Floorplan

Energy performance

C 72

Current

Potential

92+

81-91

69-80

72 C

79 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 72 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.1 miles

Priced around the middle of the 1-bed flats for sale nearby right now.

This home, £230,000 Median £230,000 · £174,500 – £275,500

Per square foot

£485 7% over

1-bed flats nearby £452

Against sold prices

9% over

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 1-bed flats for sale within 1.1 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

Elgin Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 3, 18, Elgin Road Flat / maisonette	Flat / maisonette	Aug 2025	657 sq ft £419/sq ft	657 sq ft	£419	£275,000
Flat 3, 24, Elgin Road Flat / maisonette	Flat / maisonette	Mar 2024	441 sq ft £499/sq ft	441 sq ft	£499	£220,000
58, Elgin Road Terraced	Terraced	Feb 2024	1,109 sq ft £392/sq ft	1,109 sq ft	£392	£435,000
Flat 3, 14, Elgin Road Flat / maisonette	Flat / maisonette	Mar 2023	398 sq ft £608/sq ft	398 sq ft	£608	£242,000
Flat 3, 14, Elgin Road Flat / maisonette	Flat / maisonette	Feb 2022	398 sq ft £515/sq ft	398 sq ft	£515	£205,000
8, Elgin Road Detached	Detached	Jul 2021	n/a	n/a	n/a	£945,000
50, Elgin Road Flat / maisonette	Flat / maisonette	Mar 2021	721 sq ft £367/sq ft	721 sq ft	£367	£265,000
10, Elgin Road Flat / maisonette	Flat / maisonette	Aug 2020	n/a	n/a	n/a	£299,250