1/8
£130,000
1 bed · 1 bath · 482 sq ft
Merton Street, Banbury
0.12 miles
away
Leasehold
Added on 16/09/2026 
1/10
1/10
£90,000
Asking price 2 bed retirement property for sale Duke Street, Banbury
2
beds 1
bath Retirement property
Retirement home Leasehold
Added on 16/09/2026
About this property
Offered to the market with NO ONWARD CHAIN, this spacious two-bedroom first-floor retirement apartment is situated within the highly regarded Guardian Court development for the over 60s. Designed for comfortable and independent living, the apartment enjoys lift access to all floors, attractive communal facilities, and pleasant views over the well-maintained communal gardens. The accommodation extends to approximately 585 sq.
Key features
- First-floor retirement apartment (Over 60s)
- Two bedrooms
- Spacious living room with bay window
- Lift access to all floors
- Built-in wardrobes to master bedroom
- Residents' communal facilities
- Convenient location close to amenities
- No onward chain
Floorplan
Energy performance
Energy rating band B 84
Current
Potential
92+
A
81-91
B
Current rating: 84 B
Potential rating: 86 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 84 out of 100. The average British home is band D. Its certificate says it could reach band B (86) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Price guide
This home
£151 / sq ft
Area average (sold)
£334 / sq ft
Price per area, sold homes nearby
£245 / sq ft
£151 / sq ft
£419 / sq ft
Lowest
This home
Highest
£151 per sq ft, below almost all recent sales in OX16 (£245–£419, 10th–90th percentile, 1,449 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 1,449 homes sold in OX16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX16 →
Location
Duke Street, Banbury, OX16 4NL
- Council tax
- Band D (Approx £2,583/year)The agent has not stated the band, so band D is shown as the local reference: Cherwell's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £90,000
£45k £135k
Deposit10% £9,000
£0 £90k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in OX16 4NL. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 20, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Feb 2026 | 527 sq ft £180/sq ft | 527 sq ft | £180 | £95,000 |
| Flat 34, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Dec 2025 | 570 sq ft £228/sq ft | 570 sq ft | £228 | £130,000 |
| Flat 47, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Dec 2024 | 441 sq ft £249/sq ft | 441 sq ft | £249 | £110,000 |
| Flat 11, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Jul 2024 | 420 sq ft £226/sq ft | 420 sq ft | £226 | £95,000 |
| Flat 37, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Jun 2024 | 581 sq ft £249/sq ft | 581 sq ft | £249 | £145,000 |
| Flat 32, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Sept 2023 | 592 sq ft £160/sq ft | 592 sq ft | £160 | £95,000 |
| Flat 26, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Aug 2023 | 506 sq ft £277/sq ft | 506 sq ft | £277 | £140,000 |
| Flat 8, Guardian Court, Duke Street Flat / maisonette | Flat / maisonette | Oct 2022 | 517 sq ft £305/sq ft | 517 sq ft | £305 | £157,500 |
Area insights
The neighbourhood around this property.
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