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£149,950

Asking price

1 bed flat for sale Merton Street, Banbury

1 bed 1 bath Ground floor flat

Leasehold

Added on 16/09/2026

About this property

A beautifully modernised one-bedroom ground floor home with private courtyard garden and allocated parking, ideally located close to the train station and town centre. Finished to a high standard throughout, this stylish property is perfect for first-time buyers or investors and is offered with NO CHAIN. Accommodation: Accessed via your own private gate into the property opens into a charming courtyard garden leading to your personal front door.

Key features

Fully modernised one-bedroom home
Private courtyard garden and own front door
New kitchen, bathroom, flooring, and full redecoration
Allocated parking space
Excellent location for commuters to Oxford or London
Close to local amenities, train station, and town centre
Service charge: £710 per annum
Offered with NO CHAIN

Floorplan

Energy performance

E 39

Current

Potential

92+

81-91

69-80

74 C

55-68

39-54

39 E

21-38

1-20

This home is rated band E, scoring 39 out of 100. The average British home is band D. Its certificate says it could reach band C (74) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Price guide

This home (approx.)

£290 / sq ft

Area average (sold)

£334 / sq ft

Price per area, sold homes nearby

£245 / sq ft

£290 / sq ft

£419 / sq ft

Lowest

This home

Highest

About £290 per sq ft, below the middle of recent sales in OX16 (£245–£419, 10th–90th percentile, 1,449 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,449 homes sold in OX16 over the last 24 months. This home's figure uses its asking price and a floor area matched from the EPC register, so it is approximate. All sold £/sq ft in OX16 →

Location

Merton Street, Banbury, OX16 4RP

Open map Street View

Council tax: Band D (Approx £2,583/year)

Mortgage and stamp duty

Property price £149,950

£74k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £134,950 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Historic sold prices nearby

HM Land Registry sales in OX16 4RP. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 1, Heyford House, 7, Merton Street Flat / maisonette	Flat / maisonette	Aug 2025	517 sq ft £273/sq ft	517 sq ft	£273	£141,000
Flat 1, 4, Merton Street Flat / maisonette	Flat / maisonette	Sept 2021	570 sq ft £237/sq ft	570 sq ft	£237	£135,000
Flat 2, 4, Merton Street Flat / maisonette	Flat / maisonette	Sept 2021	452 sq ft £243/sq ft	452 sq ft	£243	£110,000
Flat 6, Heyford House, 7, Merton Street Flat / maisonette	Flat / maisonette	Sept 2021	452 sq ft £246/sq ft	452 sq ft	£246	£111,000
Flat 3, 4, Merton Street Flat / maisonette	Flat / maisonette	Dec 2018	495 sq ft £216/sq ft	495 sq ft	£216	£107,000
Flat 3, Heyford House, 7, Merton Street Flat / maisonette	Flat / maisonette	May 2015	388 sq ft £199/sq ft	388 sq ft	£199	£77,000
Flat 6, Heyford House, 7, Merton Street Flat / maisonette	Flat / maisonette	Nov 2014	452 sq ft £232/sq ft	452 sq ft	£232	£105,000
Flat 1, Heyford House, 7, Merton Street Flat / maisonette	Flat / maisonette	May 2014	517 sq ft £203/sq ft	517 sq ft	£203	£105,000