1/8
£120,000
1 bed · 1 bath · 481 sq ft
Merton Street, BANBURY, Oxfordshire, OX16
0.03 miles
away
Leasehold
Added on 31/08/2026 
1/10
1/10
£130,000
Asking price 1 bed flat for sale Merton Street, Banbury
1
bed 1
bath Flat
Leasehold
Added on 16/09/2026
About this property
A well-presented and conveniently located one bedroom apartment situated within Aston House on Merton Street, offering an excellent opportunity for first-time buyers, investors, or commuters alike. The property is arranged over two floors and provides a practical and well-proportioned layout. The ground floor features a welcoming entrance porch leading into a spacious reception room measuring approximately 18'1" x 10'11", ideal for both relaxing and entertaining.
Key features
- One bedroom apartment arranged over two floors
- Spacious reception room
- Fitted kitchen
- Double bedroom and bathroom
- Allocated parking space
- Walking distance to Banbury station and town centre
- Ideal for first-time buyers or investors
- No onward chain
Floorplan
Energy performance
Energy rating band E 42
Current
Potential
92+
A
81-91
B
Potential rating: 84 B
69-80
C
55-68
D
39-54
E
Current rating: 42 E
21-38
F
1-20
G
This home is rated band E, scoring 42 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Price guide
This home
£270 / sq ft
Area average (sold)
£334 / sq ft
Price per area, sold homes nearby
£245 / sq ft
£270 / sq ft
£419 / sq ft
Lowest
This home
Highest
£270 per sq ft, below the middle of recent sales in OX16 (£245–£419, 10th–90th percentile, 1,449 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 1,449 homes sold in OX16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX16 →
Location
Merton Street, Banbury, OX16 4RU
- Council tax
- Band D (Approx £2,583/year)The agent has not stated the band, so band D is shown as the local reference: Cherwell's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £130,000
£65k £195k
Deposit10% £13,000
£0 £130k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in OX16 4RU. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 13, Merton Street Terraced | Terraced | Apr 2026 | 624 sq ft £336/sq ft | 624 sq ft | £336 | £210,000 |
| 11, Merton Street Terraced | Terraced | Aug 2023 | 786 sq ft £312/sq ft | 786 sq ft | £312 | £245,000 |
| 20, Merton Street Terraced | Terraced | Feb 2023 | 689 sq ft £283/sq ft | 689 sq ft | £283 | £195,000 |
| Flat 6, Aston House, 8 - 10, Merton Street Flat / maisonette | Flat / maisonette | Aug 2021 | 721 sq ft £208/sq ft | 721 sq ft | £208 | £150,000 |
| 22, Merton Street Terraced | Terraced | Apr 2020 | 657 sq ft £244/sq ft | 657 sq ft | £244 | £160,000 |
| 14, Merton Street Terraced | Terraced | Jul 2019 | 614 sq ft £293/sq ft | 614 sq ft | £293 | £180,000 |
| 11, Merton Street Terraced | Terraced | Jan 2019 | 786 sq ft £261/sq ft | 786 sq ft | £261 | £205,000 |
| 13, Merton Street Terraced | Terraced | Apr 2018 | 624 sq ft £280/sq ft | 624 sq ft | £280 | £175,000 |
Area insights
The neighbourhood around this property.
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