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2 bed house for sale Gerard Street, Derby, DE1

Offers over

£150,000

Added on 23/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 2
Size: £242 per sq ft
Tenure: Ask agent

Council tax Band A £1,537 a year

Key features

STUNNING TWO BEDROOM HOUSE
FULLY FURNISHED TO A HIGH STANDARD
TWO ENSUITE BATHROOMS
DRIVE WAY
MODERN KITCHEN DINER
SPACIOUS LOUNGE
REAR GARDEN
PARKING TO REAR
CITY CENTRE

About this property

Beautifully presented throughout, this modern two-bedroom home offers stylish and versatile accommodation, making it an ideal purchase for first-time buyers, young families or investors alike. The property opens into a welcoming entrance hall leading to a bright and comfortable lounge, with a separate dining room providing the perfect space for family meals or entertaining guests. The contemporary fitted kitchen has been thoughtfully designed with a range of modern wall and base units, integrated cooking appliances and ample worktop space, with views over the rear garden.

Floorplan

Council tax

Band A £1,537 a year

Per year

Band A

This home: £1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band A, which costs £1,537 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

September 2026 £150,000

2 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

100 comparables · within 1.2 miles

Priced above 52% of the 2-bed houses for sale nearby right now.

This home, £150,000 Median £145,000 · £120,000 – £220,000

Per square foot

£242 32% over

2-bed houses nearby £183

Against sold prices

17% over

DE1 sold median £207 / sq ft, 268 sales

Compared with 100 2-bed houses for sale within 1.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →

Location

Gerard Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £150,000

£75k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
167, Gerard Street Terraced	Terraced	Jun 2025	581 sq ft £189/sq ft	581 sq ft	£189	£110,000
169, Gerard Street Semi-detached	Semi-detached	Oct 2024	624 sq ft £177/sq ft	624 sq ft	£177	£110,500
157, Gerard Street Terraced	Terraced	Aug 2017	915 sq ft £115/sq ft	915 sq ft	£115	£105,000
165, Gerard Street Terraced	Terraced	Apr 2015	474 sq ft £173/sq ft	474 sq ft	£173	£82,000
173, Gerard Street Terraced	Terraced	Dec 2014	603 sq ft £196/sq ft	603 sq ft	£196	£118,000
169, Gerard Street Semi-detached	Semi-detached	Aug 2007	624 sq ft £199/sq ft	624 sq ft	£199	£124,500
165, Gerard Street Terraced	Terraced	Dec 2006	474 sq ft £169/sq ft	474 sq ft	£169	£79,950
155, Gerard Street Terraced	Terraced	Dec 2006	947 sq ft £115/sq ft	947 sq ft	£115	£108,750