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7 bed house for sale Swinburne Street, Derby, DE1

Offers in Region Of

£600,000

Added on 22/09/2026

Type: Terraced
Bedrooms: 7
Bathrooms: 7
Tenure: Ask agent

Key features

Freehold investment opportunity
Seven-bedroom HMO
Producing approximately £50,000 per annum
Opportunity to increase to 10 bedrooms (subject to planning permission)
Significant asset management and value-add potential
Strong rental demand location
Excellent opportunity for investors seeking strong income with future growth potential

About this property

Marketed by Brad Thompson. Please quote agent code BT1679 when enquiring.

An outstanding opportunity to acquire a substantial freehold HMO investment in a well-established rental location close to Derby city centre. Currently configured as a 7-bedroom House in Multiple Occupation, the property generates an annual rental income of approximately £50,000, providing immediate income from completion. The property benefits from an approved change of use and conversion to a seven-bedroom HMO under planning reference 24/00012/FUL.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

33 comparables · within 2.9 miles

Priced above 76% of the 5+ bed houses for sale nearby right now.

This home, £600,000 Median £425,000 · £230,000 – £825,000

Compared with 33 5+ bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Swinburne Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £600,000

£300k £900k

Deposit10% £60,000

£0 £600k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £540,000 mortgage. Most lenders would want a household income of about £120,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
18, Swinburne Street Detached	Detached	Nov 2023	2,142 sq ft £132/sq ft	2,142 sq ft	£132	£282,000
14, Swinburne Street Flat / maisonette	Flat / maisonette	Sept 2022	1,744 sq ft £103/sq ft	1,744 sq ft	£103	£180,000
20, Swinburne Street Terraced	Terraced	Mar 2019	1,948 sq ft £103/sq ft	1,948 sq ft	£103	£200,000
30, Swinburne Street Semi-detached	Semi-detached	Aug 2018	2,153 sq ft £92/sq ft	2,153 sq ft	£92	£198,000
4, Swinburne Street Terraced	Terraced	Jul 2010	226 sq ft £672/sq ft	226 sq ft	£672	£152,000
6, Swinburne Street Terraced	Terraced	Apr 2008	2,024 sq ft £78/sq ft	2,024 sq ft	£78	£157,000
18, Swinburne Street Detached	Detached	Oct 2007	2,142 sq ft £117/sq ft	2,142 sq ft	£117	£250,000
24, Swinburne Street Terraced	Terraced	Mar 2007	n/a	n/a	n/a	£176,000