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1 bed flat for sale Swinburne Street, Derby, DE1

Asking price
£70,000
Bagshaws Residential logo

Added on 24/09/2026

Type
Flat
Bedrooms
1
Bathrooms
1
Size
£145 per sq ft
Tenure
Leasehold
EPC Energy rating band C 76

Key features

  • Recently renovated one-bedroom upper floor flat
  • Brand-new fitted kitchen
  • New carpets throughout
  • Spacious double bedroom and bright living room
  • Excellent location close to Derby city centre and transport links

About this property

Situated on Swinburne Street in Derby, this recently renovated one-bedroom upper floor flat presents an excellent opportunity for first-time buyers, professionals and investors alike. The property has been improved throughout, creating a modern and welcoming home ready for immediate occupation.

The accommodation briefly comprises an entrance hall leading to a spacious and light-filled living room, providing ample space for both lounge and dining furniture. The newly fitted kitchen has been tastefully updated and offers a range of modern wall and base units, work surfaces and space for appliances, making it both practical and stylish.

Floorplan

Energy performance

Energy rating band C 76
Current
Potential
92+
A
81-91
B
69-80
C
Current rating: 76 C
Potential rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G

This home is rated band C, scoring 76 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,537
  • Band B
    £1,794
  • Band C
    £2,050
  • Band D
    £2,306
  • Band E
    £2,818
  • Band F
    £3,331
  • Band G
    £3,843
  • Band H
    £4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

46 comparables · within 3 miles

Cheaper than 74% of the 1-bed flats for sale nearby right now.

This home, £70,000 Median £81,250 · £55,000 – £147,500
Per square foot
£145 7% under
1-bed flats nearby £155
Against sold prices
30% under
DE1 sold median £207 / sq ft, 268 sales

Compared with 46 1-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →

Location

Swinburne Street, Derby, DE1

Mortgage and stamp duty

Property price £70,000
£35k £105k
Deposit10% £7,000
£0 £70k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £63,000 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Flat 18, The Old Vicarage, 17, Swinburne Street Flat / maisonetteSept 2025n/a£58,000
Flat 2, The Old Vicarage, 17, Swinburne Street Flat / maisonetteNov 2024431 sq ft £139/sq ft£60,000
Flat 11, The Old Vicarage, 17, Swinburne Street Flat / maisonetteNov 2024420 sq ft £162/sq ft£68,000
Flat 11, The Old Vicarage, 17, Swinburne Street Flat / maisonetteSept 2022420 sq ft £172/sq ft£72,000
Flat 19, The Old Vicarage, 17, Swinburne Street Flat / maisonetteDec 2021538 sq ft £113/sq ft£61,000
Flat 12, The Old Vicarage, 17, Swinburne Street Flat / maisonetteAug 2021560 sq ft £135/sq ft£75,500
Flat 17, The Old Vicarage, 17, Swinburne Street Flat / maisonetteMay 2021431 sq ft £142/sq ft£61,000
Flat 18, The Old Vicarage, 17, Swinburne Street Flat / maisonetteFeb 2021n/a£50,000

All sales on Swinburne Street → All sold prices in Derby →

Area insights

The neighbourhood around this property.

Marketed by
Bagshaws Residential, Derby
32-34 Cornmarket, DERBY, Derbyshire
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