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Shared ownership
1/20

2 bed flat for sale Park Gardens, Banbury, OX16

Offers over
£170,000
Chancellors logo

Added on 15/09/2026

75% share · about £226,667 full valueRetirement home
Type
Flat
Bedrooms
2
Bathrooms
2
Size
£241 per sq ft
Tenure
Ask agent
Council tax Band B £2,009 a year

Key features

  • Shared ownership - 75% share
  • One of the best plots in the block
  • Beautiful park views
  • Balcony/terrace
  • Popular location
  • Spacious room sizes
  • Allocated parking
  • Two bathrooms
  • Modern building with on-site services

About this property

Chancellors are delighted to be able to offer to the open market this very well-proportioned and spacious two bedroom, two bathroom penthouse retirement apartment that is arguably one of the best plots in this block.

The property boasts a balcony overlooking a park. Viewing is highly recommended

Floorplan

Council tax

Band B £2,009 a year
Per year
  • Band A
    £1,722
  • Band B
    This home: £2,009
  • Band C
    £2,296
  • Band D
    £2,583
  • Band E
    £3,157
  • Band F
    £3,731
  • Band G
    £4,305
  • Band H
    £5,166

This home is in band B, which costs £2,009 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

  1. Listed
    September 2026 £170,000

    2 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Park Gardens, Banbury, OX16

Mortgage and stamp duty

Property price £170,000
£85k £255k
Deposit10% £17,000
£0 £170k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
41, Park Gardens Flat / maisonetteApr 2026818 sq ft £354/sq ft£290,000
12, Park Gardens Flat / maisonetteApr 2026818 sq ft £336/sq ft£275,000
60, Park Gardens Flat / maisonetteMar 2026570 sq ft £298/sq ft£170,000
39, Park Gardens Flat / maisonetteAug 2025807 sq ft £341/sq ft£275,000
67, Park Gardens Flat / maisonetteJun 2025570 sq ft £333/sq ft£190,000
2, Park Gardens Flat / maisonetteMar 2025797 sq ft £345/sq ft£275,000
72, Park Gardens Flat / maisonetteOct 2024850 sq ft £376/sq ft£320,000
74, Park Gardens Flat / maisonetteMay 2024700 sq ft £386/sq ft£270,000

All sales on Park Gardens → All sold prices in Banbury →

Area insights

The neighbourhood around this property.

Marketed by
Chancellors, Banbury
1 Horse Fair, Banbury, Oxfordshire
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