1 bed flat for sale Park Gardens, Banbury, OX16

POA

£90,000

Added on 15/09/2026

50% share · about £180,000 full valueRetirement home

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

Council tax Band A £1,722 a year

Key features

Shared ownership 50% Share
One bedroom
Juliet balcony
Sliding patio doors over looking the grounds
Allocated parking space
Lift access
Hairdresser
Spacious room sizes
Restaurant
Common room activities

About this property

Chancellors are delighted to be able to offer to the open market this superb example of an over 55's retirement apartment with independent living and supported living if required.

Tis top floor apartment offers good sized living accommodation as well as French patio doors and a Juliet balcony

Council tax

Band A £1,722 a year

Per year

Band A

This home: £1,722
Band B

£2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

This home is in band A, which costs £1,722 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

September 2026 £90,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Park Gardens, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
41, Park Gardens Flat / maisonette	Flat / maisonette	Apr 2026	818 sq ft £354/sq ft	818 sq ft	£354	£290,000
12, Park Gardens Flat / maisonette	Flat / maisonette	Apr 2026	818 sq ft £336/sq ft	818 sq ft	£336	£275,000
60, Park Gardens Flat / maisonette	Flat / maisonette	Mar 2026	570 sq ft £298/sq ft	570 sq ft	£298	£170,000
39, Park Gardens Flat / maisonette	Flat / maisonette	Aug 2025	807 sq ft £341/sq ft	807 sq ft	£341	£275,000
67, Park Gardens Flat / maisonette	Flat / maisonette	Jun 2025	570 sq ft £333/sq ft	570 sq ft	£333	£190,000
2, Park Gardens Flat / maisonette	Flat / maisonette	Mar 2025	797 sq ft £345/sq ft	797 sq ft	£345	£275,000
72, Park Gardens Flat / maisonette	Flat / maisonette	Oct 2024	850 sq ft £376/sq ft	850 sq ft	£376	£320,000
74, Park Gardens Flat / maisonette	Flat / maisonette	May 2024	700 sq ft £386/sq ft	700 sq ft	£386	£270,000