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2 bed flat for sale West Bar Street, Banbury, OX16

Asking price

£220,000

Added on 24/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £307 per sq ft
Tenure: Leasehold; 125 years left(from the agent's description)

Service charge £473 a yearGround rent £100 a year Council tax Band B £2,009 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Duplex - Two Floor Apartment
Shared Outside Space
Town Centre - Permit Parking
Gas Central Heating
Two Bedrooms
Spacious Sitting Room
Kitchen Diner
Character Features
EPC - B Rating
125 Year Lease Upon Completion

About this property

Character property in town centre with no onward chain is available for sale and filled with period features such as high ceilings, skirting boards and archway through to the shared outside area.

This fabulous duplex apartment is spread over two floors comprising two bedrooms, living room, kitchen diner and bathroom. The property has gas central heating with combi boiler fitted. There is an excellent EPC 'B' rating.

Floorplan

Council tax

Band B £2,009 a year

Per year

Band A

£1,722
Band B

This home: £2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

This home is in band B, which costs £2,009 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

September 2026 £220,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

27 comparables · within 2.7 miles

Priced above 89% of the 2-bed flats for sale nearby right now.

This home, £220,000 Median £175,000 · £148,000 – £221,700

Per square foot

£307 17% over

2-bed flats nearby £263

Against sold prices

9% under

OX16 sold median £338 / sq ft, 1,448 sales

Compared with 27 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX16 →

Location

West Bar Street, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £220,000

£110k £330k

Deposit10% £22,000

£0 £220k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 1, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	May 2025	n/a	n/a	n/a	£128,000
Flat 5, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£192,500
Flat 19, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£145,000
Flat 16, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£142,000
52, West Bar Street Flat / maisonette	Flat / maisonette	Apr 2024	721 sq ft £194/sq ft	721 sq ft	£194	£140,000
Flat 8, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Dec 2023	n/a	n/a	n/a	£172,000
Flat 10, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Oct 2023	n/a	n/a	n/a	£185,000
Flat 15, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	May 2022	n/a	n/a	n/a	£175,000