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3 bed flat for sale West Bar Street, Banbury, OX16

Asking price

£230,000

Reduced on 06/09/2026

Type: Flat
Bedrooms: 3
Bathrooms: 2
Size: £257 per sq ft
Tenure: Leasehold; 116 years left(from the agent's description)

EPC C 75

* From the agent's description. Check it with them before you rely on it.

Highlights

From the agent's description

Private garden
Balcony
Communal gardens
En-suite
Listed building
116 years left on the lease

About this property

Occupying a highly convenient position in the heart of the town centre, this impressively spacious and beautifully presented two/three-bedroom apartment offers almost 900 sq ft of versatile accommodation, a private garden, two bathrooms, and the benefit of a long lease of approximately 116 years remaining. This unique home is arranged over two levels and provides flexible living space ideally suited to families, professional couples, remote workers, or those seeking additional guest accommodation.

Floorplan

Energy performance

C 75

Current

Potential

92+

81-91

69-80

75 C

79 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 75 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,722
Band B

£2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cherwell, 2026/27 bills run from £1,722 a year in band A to £5,166 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

September 2026 £230,000

Was £240,000
Listed

August 2026 £240,000

3 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

This home

£257 / sq ft

Area average (sold)

£334 / sq ft

Price per area, sold homes nearby

£245 / sq ft

£257 / sq ft

£419 / sq ft

Lowest

This home

Highest

£257 per sq ft, below the middle of recent sales in OX16 (£245–£419, 10th–90th percentile, 1,448 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,448 homes sold in OX16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX16 →

Location

West Bar Street, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 1, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	May 2025	n/a	n/a	n/a	£128,000
Flat 5, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£192,500
Flat 19, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£145,000
Flat 16, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Aug 2024	n/a	n/a	n/a	£142,000
52, West Bar Street Flat / maisonette	Flat / maisonette	Apr 2024	721 sq ft £194/sq ft	721 sq ft	£194	£140,000
Flat 8, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Dec 2023	n/a	n/a	n/a	£172,000
Flat 10, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	Oct 2023	n/a	n/a	n/a	£185,000
Flat 15, Atlantic House, 46, West Bar Street Flat / maisonette	Flat / maisonette	May 2022	n/a	n/a	n/a	£175,000