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Shared ownership
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1 bed flat for sale Loates Lane, Watford, WD17

Asking price
£95,000
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Added on 24/09/2026

40% share · about £237,500 full value
Type
Flat
Bedrooms
1
Bathrooms
1
Size
£189 per sq ft
Tenure
Leasehold
136 years left(from the agent's description)
Service charge £3,266 a year(from the agent's description)No ground rent (peppercorn)(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

  • 1-Bedroom First Floor Flat
  • 40% Shared Ownership
  • Convenient Town Centre Location
  • Open Plan Living & Kitchen Area
  • Modern Fitted Kitchen
  • 136 Years Remaining on the Lease
  • Situated Just 0.5 Miles from Watford Junction Station
  • Communal Gardens & Close to Local Amenities

About this property

Situated in the heart of Watford, this 1 bedroom first floor flat offers an excellent opportunity to step onto the property ladder with 40% shared ownership. Located within the popular Ashleigh Court development, the home provides modern living in an exceptionally convenient town centre setting. Inside, the property features a bright open plan living and kitchen area with a modern fitted kitchen offering ample storage and integrated appliances.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,631
  • Band B
    £1,903
  • Band C
    £2,175
  • Band D
    £2,447
  • Band E
    £2,990
  • Band F
    £3,534
  • Band G
    £4,078
  • Band H
    £4,893

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Watford, 2026/27 bills run from £1,631 a year in band A to £4,893 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Watford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Loates Lane, Watford, WD17

Mortgage and stamp duty

Property price £95,000
£48k £143k
Deposit11% £10,000
£0 £95k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £85,000 mortgage. Most lenders would want a household income of about £19,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Flat 30, Ashleigh Court, 29, Loates Lane Flat / maisonetteJul 2026700 sq ft £348/sq ft£243,500
Flat 70, Ashleigh Court, 29, Loates Lane Flat / maisonetteMar 2025775 sq ft £423/sq ft£328,000
Flat 68, Ashleigh Court, 29, Loates Lane Flat / maisonetteJan 2025807 sq ft £415/sq ft£335,000
Flat 37, Ashleigh Court, 29, Loates Lane Flat / maisonetteNov 2023n/a£289,000
Flat 55, Ashleigh Court, 29, Loates Lane Flat / maisonetteAug 2023495 sq ft £454/sq ft£225,000
Flat 81, Ashleigh Court, 29, Loates Lane Flat / maisonetteOct 2022775 sq ft £413/sq ft£320,000
Flat 36, Ashleigh Court, 29, Loates Lane Flat / maisonetteOct 2022818 sq ft £403/sq ft£330,000
Flat 70, Ashleigh Court, 29, Loates Lane Flat / maisonetteJun 2022775 sq ft £419/sq ft£325,000

All sales on Loates Lane → All sold prices in Watford →

Area insights

The neighbourhood around this property.

Marketed by
Brown & Merry, Watford
104 The Parade, WATFORD, Hertfordshire
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