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4 bed house for sale Spencer Avenue, Whitefield, M45

Offers Over

£325,000

Added on 12/10/2026

No longer available

Type: Semi-detached
Bedrooms: 4
Bathrooms: 2
Tenure: Ask agent

Key features

Quote Ref: SH136
Beautifully presented, extended semi-detached home
Quiet road close to Whitefield’s shops, amenities and tram links
Three first-floor bedrooms, including two doubles
Additional spacious loft room accessed via a staircase
Contemporary kitchen with central island and breakfast seating
Bright rear dining and sitting room with glazed garden doors
Separate bay-fronted lounge with feature fireplace
Family bathroom and convenient ground-floor WC
Enclosed rear garden with artificial lawn and paved seating areas

About this property

Quote Ref: SH136

Situated on a quiet residential road, 31 Spencer Avenue offers a lovely balance of peaceful surroundings and everyday convenience, with Whitefield’s shops, amenities and tram links close by. Thoughtfully extended and beautifully presented, this semi-detached home blends character, warmth and modern living, with a versatile layout arranged over three floors.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,703
Band B

£1,987
Band C

£2,271
Band D

£2,555
Band E

£3,123
Band F

£3,691
Band G

£4,259
Band H

£5,110

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bury, 2026/27 bills run from £1,703 a year in band A to £5,110 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bury, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

87 comparables · within 3 miles

Cheaper than 84% of the 4-bed houses for sale nearby right now.

This home, £325,000 Median £425,000 · £299,400 – £595,000

Compared with 87 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Spencer Avenue, Whitefield, M45

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
17, Spencer Avenue Semi-detached	Semi-detached	Feb 2025	926 sq ft £356/sq ft	926 sq ft	£356	£329,500
24, Spencer Avenue Semi-detached	Semi-detached	Feb 2024	915 sq ft £284/sq ft	915 sq ft	£284	£260,000
27, Spencer Avenue Semi-detached	Semi-detached	Sept 2022	980 sq ft £265/sq ft	980 sq ft	£265	£260,000
21, Spencer Avenue Terraced	Terraced	Jul 2022	936 sq ft £242/sq ft	936 sq ft	£242	£227,000
25, Spencer Avenue Semi-detached	Semi-detached	Sept 2021	915 sq ft £262/sq ft	915 sq ft	£262	£240,000
10, Spencer Avenue Semi-detached	Semi-detached	Sept 2021	861 sq ft £273/sq ft	861 sq ft	£273	£235,000
17, Spencer Avenue Semi-detached	Semi-detached	Apr 2021	926 sq ft £236/sq ft	926 sq ft	£236	£218,500
19, Spencer Avenue Semi-detached	Semi-detached	Jun 2020	1,055 sq ft £196/sq ft	1,055 sq ft	£196	£207,000