1/19
£250,000
Flat · 2 beds · 2 baths · 1,051 sq ft
Lumley Road, Horley, RH6
0.01 miles away
Shared ownership
1/12
Shared ownership
1/12
2 bed flat for sale Lumley Road, Horley, RH6
Guide Price
£230,000
Added on 29/09/2026
Added on 29/09/2026
50% share · about £460,000 full value · £288 pcm rent
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £411 per sq ft
- Tenure
- Leasehold
Service charge £1,635 a year(from the agent's description) Council tax Band C £2,281 a year
* From the agent's description. Check it with them before you rely on it.
Key features
- No chain
- Town centre location & walking distance to train station
- Juliet balcony area
- Shared ownership 50% - £115,000
- Perfect property for first-time buyers
- Above-average EPC energy efficiency rating C (78/78)
About this property
A well-presented apartment ideally located in the town centre, within 0.5 miles walking distance of the Horley train station and local amenities.
Offered on a 50% shared ownership basis, this property is available for £115,000, with potential to attain a higher percentage or full market value at £230,000, making it an excellent opportunity for first-time buyers looking to step onto the property ladder.
Floorplan
Council tax
Band C £2,281 a year
Per year
- Band A£1,711
- Band B£1,996
- Band CThis home: £2,281
- Band D£2,567
- Band E£3,137
- Band F£3,707
- Band G£4,278
- Band H£5,133
This home is in band C, which costs £2,281 a year in Reigate and Banstead for 2026/27.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Reigate and Banstead, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.
Location
Lumley Road, Horley, RH6
Mortgage and stamp duty
Property price £230,000
£115k £345k
Deposit10% £23,000
£0 £230k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 18, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Jul 2025 | 667 sq ft £387/sq ft | 667 sq ft | £387 | £258,000 |
| Flat 26, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Nov 2023 | 710 sq ft £359/sq ft | 710 sq ft | £359 | £255,000 |
| Flat 3, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Apr 2023 | 969 sq ft £239/sq ft | 969 sq ft | £239 | £232,000 |
| Flat 12, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Dec 2022 | 980 sq ft £265/sq ft | 980 sq ft | £265 | £260,000 |
| Flat 1, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Oct 2022 | 1,087 sq ft £239/sq ft | 1,087 sq ft | £239 | £260,000 |
| Flat 15, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Sept 2022 | 614 sq ft £334/sq ft | 614 sq ft | £334 | £205,000 |
| Flat 21, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | Dec 2021 | 1,076 sq ft £253/sq ft | 1,076 sq ft | £253 | £272,000 |
| Flat 23, Elbourne House, Lumley Road Flat / maisonette | Flat / maisonette | May 2021 | 678 sq ft £295/sq ft | 678 sq ft | £295 | £200,000 |
Area insights
The neighbourhood around this property.
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