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1 bed flat for sale Overcliff Road, Ladywell, SE13

Asking price

£350,000

Added on 28/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Share of freehold

Council tax Band C £1,989 a year

Highlights

From the agent's description

Chain free
Period property
Share of freehold

About this property

Positioned on a quiet residential road, this well sized one bedroom flat is set on the first floor of an Edwardian conversion, offering a separate reception room and kitchen, and is offered with no onward chain. The property also benefits from potential to extend into the loft, subject to the necessary consents.

Overcliff Road is a quiet residential street moments from Hilly Fields, Ladywell Fields and local amenities. Ladywell, Brockley and Lewisham stations are all within easy reach.

Floorplan

Council tax

Band C £1,989 a year

Per year

Band A

£1,492
Band B

£1,740
Band C

This home: £1,989
Band D

£2,237
Band E

£2,735
Band F

£3,232
Band G

£3,729
Band H

£4,475

This home is in band C, which costs £1,989 a year in Lewisham for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lewisham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

October 2026 £350,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 1.1 miles

Priced above 62% of the 1-bed flats for sale nearby right now.

This home, £350,000 Median £325,000 · £250,000 – £425,000

Compared with 100 1-bed flats for sale within 1.1 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Overcliff Road, Ladywell, SE13

Open map Street View

Mortgage and stamp duty

Property price £350,000

£175k £525k

Deposit10% £35,000

£0 £350k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £315,000 mortgage. Most lenders would want a household income of about £70,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Overcliff Road Terraced	Terraced	Mar 2026	1,830 sq ft £683/sq ft	1,830 sq ft	£683	£1,250,000
4, Overcliff Road Terraced	Terraced	Mar 2026	n/a	n/a	n/a	£650,000
10a, Overcliff Road Flat / maisonette	Flat / maisonette	Oct 2025	603 sq ft £829/sq ft	603 sq ft	£829	£500,000
2, Overcliff Road Terraced	Terraced	Mar 2023	2,077 sq ft £592/sq ft	2,077 sq ft	£592	£1,230,000
14, Overcliff Road Terraced	Terraced	Aug 2022	1,528 sq ft £406/sq ft	1,528 sq ft	£406	£620,000
10a, Overcliff Road Flat / maisonette	Flat / maisonette	Nov 2021	603 sq ft £775/sq ft	603 sq ft	£775	£467,000
6, Overcliff Road Terraced	Terraced	Oct 2021	1,916 sq ft £449/sq ft	1,916 sq ft	£449	£860,000
18, Overcliff Road Terraced	Terraced	Aug 2021	1,270 sq ft £561/sq ft	1,270 sq ft	£561	£713,000