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3 bed house for sale Cardigan Street, Derby, DE21

Asking price

£170,000

Added on 26/09/2026

Type: Semi-detached
Bedrooms: 3
Bathrooms: 1
Size: £219 per sq ft
Tenure: Freehold

EPC C 76 potential B

About this property

Occupying a generous elevated corner plot with far-reaching views across the city, this well-presented three-bedroom semi-detached home offers spacious accommodation, excellent outdoor space, and ample off-road parking for several vehicles.

The property enjoys a prominent position, benefiting from an elevated outlook and an abundance of natural light throughout.

Floorplan

Energy performance

C 76

Current

Potential

92+

81-91

82 B

69-80

76 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 76 out of 100. The average British home is band D. Its certificate says it could reach band B (82) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2 miles

Cheaper than 72% of the 3-bed houses for sale nearby right now.

This home, £170,000 Median £212,500 · £149,500 – £297,750

Per square foot

£219 In line

3-bed houses nearby £218

Against sold prices

17% under

DE21 sold median £263 / sq ft, 1,446 sales

Compared with 100 3-bed houses for sale within 2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE21 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE21 →

Location

Cardigan Street, Derby, DE21

Open map Street View

Mortgage and stamp duty

Property price £170,000

£85k £255k

Deposit10% £17,000

£0 £170k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
51, Cardigan Street Semi-detached	Semi-detached	Aug 2019	893 sq ft £137/sq ft	893 sq ft	£137	£122,000
72, Cardigan Street Detached	Detached	May 2019	915 sq ft £120/sq ft	915 sq ft	£120	£110,000
60, Cardigan Street Semi-detached	Semi-detached	Nov 2016	872 sq ft £112/sq ft	872 sq ft	£112	£97,500
51, Cardigan Street Semi-detached	Semi-detached	May 2014	893 sq ft £106/sq ft	893 sq ft	£106	£95,000
59, Cardigan Street Semi-detached	Semi-detached	Dec 2013	915 sq ft £87/sq ft	915 sq ft	£87	£79,950
77, Cardigan Street Semi-detached	Semi-detached	Jan 2004	829 sq ft £68/sq ft	829 sq ft	£68	£56,000
59, Cardigan Street Semi-detached	Semi-detached	Jan 2003	915 sq ft	915 sq ft	n/a	£18,500
50, Cardigan Street Semi-detached	Semi-detached	Dec 2001	n/a	n/a	n/a	£13,530