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3 bed house for sale Cardigan Street, Derby, DE21

OIRO (Offers in region of)

£175,000

Added on 06/10/2026

Type: Semi-detached
Bedrooms: 3
Size: £182 per sq ft
Tenure: Ask agent

Key features

Three-bedroom semi-detached house
Fantastic-sized rear garden, mainly laid to lawn
Driveway parking for two cars
Kitchen/diner opening into a good-sized conservatory
Potential to extend, subject to planning permission
Ground floor wet room
Side gate providing access to the rear garden
Handy for local amenities, derby city centre and the a52

About this property

With a fantastic-sized rear garden, parking for two cars and a good-sized conservatory, this three-bedroom semi-detached house has plenty to offer first-time buyers or growing families. There is also potential to extend, subject to the necessary planning permissions.

Entrance Hall

The entrance hall has stairs rising to the first floor, a window at the foot of the stairs, useful understairs storage and doors to all ground floor rooms.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2 miles

Cheaper than 70% of the 3-bed houses for sale nearby right now.

This home, £175,000 Median £205,000 · £149,500 – £295,250

Per square foot

£182 14% under

3-bed houses nearby £212

Against sold prices

31% under

DE21 sold median £263 / sq ft, 1,446 sales

Compared with 100 3-bed houses for sale within 2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE21 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE21 →

Location

Cardigan Street, Derby, DE21

Open map Street View

Mortgage and stamp duty

Property price £175,000

£87k £263k

Deposit10% £18,000

£0 £175k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £157,000 mortgage. Most lenders would want a household income of about £35,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, Cardigan Street Semi-detached	Semi-detached	May 2026	786 sq ft £216/sq ft	786 sq ft	£216	£170,000
36, Cardigan Street Semi-detached	Semi-detached	May 2025	926 sq ft £173/sq ft	926 sq ft	£173	£160,000
15, Cardigan Street Semi-detached	Semi-detached	Feb 2023	786 sq ft £229/sq ft	786 sq ft	£229	£180,000
25, Cardigan Street Semi-detached	Semi-detached	Jul 2016	764 sq ft £128/sq ft	764 sq ft	£128	£98,000
36, Cardigan Street Semi-detached	Semi-detached	Nov 2015	926 sq ft £106/sq ft	926 sq ft	£106	£98,000
5, Cardigan Street Semi-detached	Semi-detached	Apr 2013	797 sq ft £94/sq ft	797 sq ft	£94	£74,950
36, Cardigan Street Semi-detached	Semi-detached	Feb 2007	926 sq ft £105/sq ft	926 sq ft	£105	£97,500
8, Cardigan Street Semi-detached	Semi-detached	Dec 2006	840 sq ft £111/sq ft	840 sq ft	£111	£93,000