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3 bed house for sale Lumley Road, Horley, RH6

Guide Price

£400,000

Added on 30/09/2026

Type: Semi-detached
Bedrooms: 3
Bathrooms: 1
Size: £400 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Off-street parking
Private garden
Downstairs WC
Needs modernisation

About this property

Guide Price £400,000 – £440,000.

Occupying a highly convenient position just a short walk from Horley town centre, this attractive three bedroom semi-detached home offers a fantastic opportunity for those looking to undertake a refurbishment and create a home tailored entirely to their own tastes.

Requiring modernisation throughout, the property also offers excellent potential to extend, subject to the necessary planning consents. The ground floor currently comprises two well-proportioned reception rooms, a kitchen overlooking the rear garden and a useful downstairs W/C. Whilst in need of updating, the existing layout provides an excellent starting point for remodelling into a modern family home, with scope to create a spacious open-plan kitchen/living area if desired (STPP).

Floorplan

Council tax

Ask agent

Per year

Band A

£1,711
Band B

£1,996
Band C

£2,281
Band D

£2,567
Band E

£3,137
Band F

£3,707
Band G

£4,278
Band H

£5,133

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Reigate and Banstead, 2026/27 bills run from £1,711 a year in band A to £5,133 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Reigate and Banstead, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

55 comparables · within 3 miles

Cheaper than 80% of the 3-bed houses for sale nearby right now.

This home, £400,000 Median £475,000 · £385,000 – £590,000

Per square foot

£400 12% under

3-bed houses nearby £452

Against sold prices

11% under

RH6 sold median £450 / sq ft, 1,019 sales

Compared with 55 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RH6 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RH6 →

Location

Lumley Road, Horley, RH6

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
123, Lumley Road Semi-detached	Semi-detached	Dec 2025	1,141 sq ft £438/sq ft	1,141 sq ft	£438	£500,000
115, Lumley Road Semi-detached	Semi-detached	Mar 2025	1,152 sq ft £402/sq ft	1,152 sq ft	£402	£463,000
111, Lumley Road Semi-detached	Semi-detached	Nov 2024	829 sq ft £541/sq ft	829 sq ft	£541	£448,000
103, Lumley Road Semi-detached	Semi-detached	Jun 2024	990 sq ft £424/sq ft	990 sq ft	£424	£420,000
Flat 4, Derant House, 149, Lumley Road Flat / maisonette	Flat / maisonette	Apr 2024	n/a	n/a	n/a	£218,000
Flat 2, Derant House, 149, Lumley Road Flat / maisonette	Flat / maisonette	Apr 2024	n/a	n/a	n/a	£227,500
127, Lumley Road Semi-detached	Semi-detached	Dec 2022	893 sq ft £543/sq ft	893 sq ft	£543	£485,000
115, Lumley Road Semi-detached	Semi-detached	Sept 2021	1,152 sq ft £373/sq ft	1,152 sq ft	£373	£430,000