1/31

2 bed flat for sale Carrack Widden Flats The Terrace, St. Ives, TR26

Asking price

£550,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £602 per sq ft
Tenure: Leasehold

Highlights

From the agent's description

Chain free
Penthouse
Allocated parking
Balcony
Sea views
En-suite

About this property

This two bedroom penthouse apartment offers spacious accommodation which enjoys amazing sea and coastal views across St Ives Bay. Located above Porthminster beach , just a short walk from the Train station and harbour area of St Ives.

The accommodation comprises in brief of; A large living room, a snug, a well appointed kitchen, two double bedrooms, the master benefitting from a ensuite and separate family bathroom.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £550,000

2 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

34 comparables · within 2.8 miles

Priced above 82% of the 2-bed flats for sale nearby right now.

This home, £550,000 Median £325,000 · £207,500 – £592,000

Per square foot

£602 31% over

2-bed flats nearby £459

Against sold prices

49% over

TR26 sold median £404 / sq ft, 265 sales

Compared with 34 2-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in TR26 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in TR26 →

Location

Carrack Widden Flats The Terrace, St. Ives, TR26

Open map Street View

Mortgage and stamp duty

Property price £550,000

£275k £825k

Deposit10% £55,000

£0 £550k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £495,000 mortgage. Most lenders would want a household income of about £110,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 41, Carrack Widden, The Terrace Flat / maisonette	Flat / maisonette	Aug 2025	463 sq ft £605/sq ft	463 sq ft	£605	£280,000
Low Tide Flat 3, 20, The Terrace Flat / maisonette	Flat / maisonette	Mar 2025	560 sq ft £509/sq ft	560 sq ft	£509	£285,000
24, The Terrace Terraced	Terraced	Feb 2025	2,120 sq ft £519/sq ft	2,120 sq ft	£519	£1,100,000
Flat 32, Carrack Widden, The Terrace Flat / maisonette	Flat / maisonette	Jan 2025	463 sq ft £475/sq ft	463 sq ft	£475	£220,000
Apartment 3, Chy An Porth, The Terrace Flat / maisonette	Flat / maisonette	Dec 2024	786 sq ft £617/sq ft	786 sq ft	£617	£485,000
14, The Terrace Terraced	Terraced	Jul 2022	1,399 sq ft £607/sq ft	1,399 sq ft	£607	£850,000
Apartment 6, Chy An Porth, The Terrace Flat / maisonette	Flat / maisonette	Dec 2021	980 sq ft £660/sq ft	980 sq ft	£660	£646,000
Flat 31, Carrack Widden, The Terrace Flat / maisonette	Flat / maisonette	Apr 2021	495 sq ft £580/sq ft	495 sq ft	£580	£287,000