1/31
£550,000
Flat · 2 beds · 2 baths · 914 sq ft
Carrack Widden Flats The Terrace, St. Ives, TR26
Leasehold
1/17
1/17
1 bed flat for sale The Terrace, St. Ives, TR26
Asking price
£275,000
Added on 26/09/2026
Added on 26/09/2026
- Type
- Flat
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- £564 per sq ft
- Tenure
- Share of freehold
EPC Energy rating band D 64 potential C
Highlights
From the agent's description
- Chain free
- Underground parking
- Sea views
- Open-plan kitchen/diner
About this property
This fabulous apartment is positioned in a wonderful spot, sitting over Porthminster Beach and enjoying direct, uninterrupted sea views across St Ives Bay to Gwithian and out to Godrevy Lighthouse.
The accommodation is well presented throughout and in brief comprises a generous double bedroom, modern bathroom and an open plan kitchen/living/dining area with the amazing, panoramic views. The property also benefits from secure, gated, undercroft parking. A separate building in the car park houses a dedicated communal launderette and bin store.
Floorplan
Energy performance
Energy rating band D 64
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 73 C
55-68
D
Current rating: 64 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 64 out of 100. The average British home is band D. Its certificate says it could reach band C (73) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,727
- Band B£2,015
- Band C£2,303
- Band D£2,591
- Band E£3,167
- Band F£3,742
- Band G£4,318
- Band H£5,182
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Property timeline
- ListedSeptember 2026 £275,000
1 bed · 1 bath · this listing
Past sales can't be shown: the agent hasn't given the flat number.
Price guide
This home
£564 / sq ft
Area average (sold)
£434 / sq ft
Price per area, sold homes nearby
£267 / sq ft
£564 / sq ft
£630 / sq ft
Lowest
This home
Highest
£564 per sq ft, above the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in TR26 →
Location
The Terrace, St. Ives, TR26
Mortgage and stamp duty
Property price £275,000
£137k £413k
Deposit10% £28,000
£0 £275k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £247,000 mortgage. Most lenders would want a household income of about £55,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 41, Carrack Widden, The Terrace Flat / maisonette | Flat / maisonette | Aug 2025 | 463 sq ft £605/sq ft | 463 sq ft | £605 | £280,000 |
| Low Tide Flat 3, 20, The Terrace Flat / maisonette | Flat / maisonette | Mar 2025 | 560 sq ft £509/sq ft | 560 sq ft | £509 | £285,000 |
| 24, The Terrace Terraced | Terraced | Feb 2025 | 2,120 sq ft £519/sq ft | 2,120 sq ft | £519 | £1,100,000 |
| Flat 32, Carrack Widden, The Terrace Flat / maisonette | Flat / maisonette | Jan 2025 | 463 sq ft £475/sq ft | 463 sq ft | £475 | £220,000 |
| Apartment 3, Chy An Porth, The Terrace Flat / maisonette | Flat / maisonette | Dec 2024 | 786 sq ft £617/sq ft | 786 sq ft | £617 | £485,000 |
| 14, The Terrace Terraced | Terraced | Jul 2022 | 1,399 sq ft £607/sq ft | 1,399 sq ft | £607 | £850,000 |
| Apartment 6, Chy An Porth, The Terrace Flat / maisonette | Flat / maisonette | Dec 2021 | 980 sq ft £660/sq ft | 980 sq ft | £660 | £646,000 |
| Flat 31, Carrack Widden, The Terrace Flat / maisonette | Flat / maisonette | Apr 2021 | 495 sq ft £580/sq ft | 495 sq ft | £580 | £287,000 |
Area insights
The neighbourhood around this property.
Similar properties nearby
See all
