Shared ownership

1/9

Shared ownership

1/9

1 bed flat for sale Castle Lane, Bedford, MK40

Asking price

£99,999

Added on 24/10/2026

80% share · about £124,999 full value · £243 pcm rent

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £190 per sq ft
Tenure: Leasehold; 106 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Highlights

From the agent's description

Chain free
Open-plan kitchen
106 years left on the lease

About this property

Shared Ownership £99,999 for an 80% Share

Offered for sale with no upward chain, this modern purpose built apartment enjoys a prime position in the heart of Bedford town centre, placing a wide selection of shops, cafés, restaurants and local amenities right on your doorstep.

Presented in ready to move into condition, the accommodation features a bright and spacious open plan living/kitchen area, complete with selected integrated appliances and large French doors opening to a Juliet balcony, allowing plenty of natural light to flood the room. The property also benefits from a generous double bedroom and a well appointed bathroom fitted with a contemporary white suite and shower over the bath.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £99,999

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Castle Lane, Bedford, MK40

Open map Street View

Mortgage and stamp duty

Property price £99,999

£50k £150k

Deposit10% £10,000

£0 £100k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £89,999 mortgage. Most lenders would want a household income of about £20,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 5, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Aug 2026	786 sq ft £235/sq ft	786 sq ft	£235	£185,000
Flat 14, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Jul 2024	710 sq ft £279/sq ft	710 sq ft	£279	£198,000
Flat 10, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Mar 2021	732 sq ft £271/sq ft	732 sq ft	£271	£198,000
Flat 15, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Mar 2020	990 sq ft £232/sq ft	990 sq ft	£232	£230,000
Flat 20, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Mar 2019	689 sq ft £293/sq ft	689 sq ft	£293	£202,000
Flat 8, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Nov 2018	700 sq ft £300/sq ft	700 sq ft	£300	£210,000
Flat 12, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Oct 2018	721 sq ft £288/sq ft	721 sq ft	£288	£208,000
Flat 17, Castle Quay, Castle Lane Flat / maisonette	Flat / maisonette	Jul 2018	850 sq ft £229/sq ft	850 sq ft	£229	£195,000