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1 bed flat for sale Mill Street, MK40

Asking price

£140,000

Added on 23/09/2026

Type: Flat
Bedrooms: 1
Tenure: Leasehold

About this property

One-Bedroom Apartment – Mill Street, Bedford

Tenant in Situ – Investors Only

An excellent opportunity to acquire this well-presented one-bedroom apartment, ideally located on Mill Street in the heart of Bedford. Offered with a tenant in situ, this property provides an immediate rental income, making it an ideal purchase for buy-to-let investors.

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £140,000

1 bed · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

37 comparables · within 1.7 miles

Priced above 51% of the 1-bed flats for sale nearby right now.

This home, £140,000 Median £136,000 · £90,000 – £168,000

Compared with 37 1-bed flats for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Mill Street, MK40

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 9, Glasshouse, 21, Mill Street Flat / maisonette	Flat / maisonette	Oct 2023	570 sq ft £351/sq ft	570 sq ft	£351	£200,000
Flat 9, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Dec 2022	570 sq ft £298/sq ft	570 sq ft	£298	£170,000
Flat 20, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Oct 2022	495 sq ft £331/sq ft	495 sq ft	£331	£164,000
Flat 2, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Aug 2022	538 sq ft £251/sq ft	538 sq ft	£251	£135,000
Flat 28, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Aug 2022	581 sq ft £322/sq ft	581 sq ft	£322	£187,000
Flat 14, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Jul 2022	344 sq ft £299/sq ft	344 sq ft	£299	£103,000
Flat 5, Glasshouse, 21, Mill Street Flat / maisonette	Flat / maisonette	Apr 2022	366 sq ft £342/sq ft	366 sq ft	£342	£125,000
Flat 13, Glasshouse, 21, Mill Street Flat / maisonette · new build	Flat / maisonette · new build	Mar 2022	344 sq ft £298/sq ft	344 sq ft	£298	£102,500