1/23

3 bed house for sale The Bay, St Margarets Bay, CT15

Guide Price

£1,395,000

Added on 21/09/2026

Type: Detached
Bedrooms: 3
Bathrooms: 2
Size: £775 per sq ft
Tenure: Freehold

Council tax Band G £4,103 a year

Key features

Stuuning and Iconic beach location
Sensational garden, expertly landscaped by an RHS Chelsea Flower Show Gold Medal winner
Incredible sea views looking to the French Coast
Stunning Art Deco style
Bright sea facing reception rooms
Beautifully fitted Kitchen
Principal bedroom with balcony and en suite bathroom
2 Further bedrooms
Gym/workshop/store

About this property

Rare opportunity to acquire a spectacular house in an iconic beach location

Mermaid Cottage is set in a breathtaking location between the foot of the White Cliffs and the sea wall at St Margaret’s Bay. Part of a small enclave of four properties that hark back to the heyday of the 1920s and the fashionable Art Deco movement, this select haven has a rich history of famous connections, with Noel Coward and Ian Fleming as former residents. The irresistible lure of Mermaid Cottage endures today, offering an exceptionally rare opportunity to acquire a stylish home with direct access to the beach and captivating views.

Floorplan

Council tax

Band G £4,103 a year

Per year

Band A

£1,641
Band B

£1,915
Band C

£2,188
Band D

£2,462
Band E

£3,009
Band F

£3,556
Band G

This home: £4,103
Band H

£4,923

This home is in band G, which costs £4,103 a year in Dover for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Dover, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£775 / sq ft

Area average (sold)

£330 / sq ft

Price per area, sold homes nearby

£253 / sq ft

£775 / sq ft

£424 / sq ft

Lowest

This home

Highest

£775 per sq ft, above 9 in 10 recent sales in CT15 (£253–£424, 10th–90th percentile, 218 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 218 homes sold in CT15 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in CT15 →

Location

The Bay, St Margarets Bay, CT15

Open map Street View

Mortgage and stamp duty

Property price £1,395,000

£690k £2.1m

Deposit10% £140,000

£0 £1.4m

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £1,255,000 mortgage. Most lenders would want a household income of about £279,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales in CT15. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, Church Street CT15 4LE Terraced	Terraced	Aug 2026	495 sq ft £543/sq ft	495 sq ft	£543	£269,000
Bon Vivant, Westcourt Lane CT15 7PT Detached	Detached	Aug 2026	n/a	n/a	n/a	£480,000
44, Canterbury Road CT15 7ER Detached	Detached	Aug 2026	1,345 sq ft £331/sq ft	1,345 sq ft	£331	£445,000
Beeches, The Street CT15 4BG Semi-detached	Semi-detached	Aug 2026	n/a	n/a	n/a	£458,000
Long Forgan, Salisbury Road CT15 6DL Detached	Detached	Aug 2026	n/a	n/a	n/a	£875,000
10, Terrace Road CT15 4EJ Semi-detached	Semi-detached	Aug 2026	829 sq ft £238/sq ft	829 sq ft	£238	£197,500
1, Penfold Gardens CT15 7PQ Semi-detached	Semi-detached	Jul 2026	1,227 sq ft £269/sq ft	1,227 sq ft	£269	£330,000
11, Siberts Close CT15 7LW Semi-detached	Semi-detached	Jul 2026	1,055 sq ft £332/sq ft	1,055 sq ft	£332	£350,000