Auction

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Auction

1/16

4 bed house for sale High Street, Cowes, PO31

Guide price

£650,000

Added on 27/09/2026

For sale by auction

Type: Terraced
Bedrooms: 4
Bathrooms: 2
Size: £241 per sq ft
Tenure: Freehold

About this property

An exceptional opportunity to acquire a prominent, mixed-use freehold in the heart of Cowes town centre, just a stone’s throw from the seafront and its vibrant marina, shops, and restaurants.

This substantial four-bedroom terraced townhouse combines a well-established commercial premises with generous residential accommodation, making it perfectly suited for investors, business owners, or those seeking a lifestyle move in a prime coastal location. The ground floor features a Grade II listed shop frontage, currently operating as a watch shop, offering excellent visibility and footfall along the bustling High Street.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,751
Band B

£2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Isle of Wight, 2026/27 bills run from £1,751 a year in band A to £5,252 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£241 / sq ft

Area average (sold)

£327 / sq ft

Price per area, sold homes nearby

£212 / sq ft

£241 / sq ft

£457 / sq ft

Lowest

This home

Highest

£241 per sq ft, below the middle of recent sales in PO31 (£212–£457, 10th–90th percentile, 406 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 406 homes sold in PO31 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in PO31 →

Location

High Street, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £650,000

£325k £975k

Deposit10% £65,000

£0 £650k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £585,000 mortgage. Most lenders would want a household income of about £130,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
59, High Street Flat / maisonette	Flat / maisonette	Dec 2020	1,733 sq ft £231/sq ft	1,733 sq ft	£231	£400,000
Flat 1, 60, High Street Flat / maisonette	Flat / maisonette	Jul 1999	n/a	n/a	n/a	£20,000
Flat 4, 60, High Street Flat / maisonette	Flat / maisonette	Jul 1999	n/a	n/a	n/a	£20,000
59, High Street Flat / maisonette	Flat / maisonette	Jun 1998	1,733 sq ft £79/sq ft	1,733 sq ft	£79	£136,500
Flat 3, 60, High Street Flat / maisonette	Flat / maisonette	Apr 1998	n/a	n/a	n/a	£31,200
62, High Street Terraced	Terraced	Jun 1997	n/a	n/a	n/a	£53,000