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2 bed house for sale Terminus Road, Cowes, PO31

Asking price

£165,000

Added on 07/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £235 per sq ft
Tenure: Ask agent

Council tax Band B £2,042 a year

Key features

Superb Central Cowes Location.
End-of-Terrace Three-Storey Home.
Exciting Renovation & Modernisation Opportunity.
Flexible Accommodation Over Three Floors.
Ideal Home, Holiday Retreat or Investment.
Harbour Views & Glimpses.

About this property

CHAIN FREE! Situated on the ever-popular Terminus Road, just seconds from Cowes High Street and moments from an excellent range of shops, cafés, restaurants and everyday amenities, this end-of-terrace home represents a superb opportunity for those looking for a renovation project with genuine potential. The property is ideally positioned in the very heart of Cowes, making it particularly appealing to buyers seeking a town-centre home, holiday retreat or investment opportunity.

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

28 comparables · within 2.3 miles

Cheaper than 86% of the 2-bed houses for sale nearby right now.

This home, £165,000 Median £207,500 · £132,000 – £304,465

Per square foot

£235 8% under

2-bed houses nearby £256

Against sold prices

26% under

PO31 sold median £316 / sq ft, 406 sales

Compared with 28 2-bed houses for sale within 2.3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in PO31 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in PO31 →

Location

Terminus Road, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £165,000

£82k £248k

Deposit10% £17,000

£0 £165k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £148,000 mortgage. Most lenders would want a household income of about £33,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12, Terminus Road Terraced	Terraced	Nov 2005	n/a	n/a	n/a	£185,000
12, Terminus Road Terraced	Terraced	Aug 1997	n/a	n/a	n/a	£55,000
12, Terminus Road Terraced	Terraced	May 1996	n/a	n/a	n/a	£50,000