1/20

1 bed house for sale Overton Mains, Kirkcaldy, KY1

Offers Over

£110,000

Added on 20/10/2026

Type: Bungalow
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

Key features

Ideal downsize
Off street parking
One bedroom bungalow
RARELY AVAILABLE
Sun room
Sunny rear garden

About this property

Situated within the popular Overton Mains area of Kirkcaldy, this one-bedroom terraced bungalow offers an excellent opportunity for first-time buyers, downsizers or those looking for easy, single-level living, the property has been well maintained and offers comfortable accommodation together with a desirable south facing rear garden and off-street parking.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Overton Mains, Kirkcaldy, KY1

Open map Street View

Mortgage and LBTT

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.