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3 bed flat for sale Overton Mains, Kirkcaldy, KY1

Offers Over

£85,000

Added on 02/10/2026

Type: Flat
Bedrooms: 3
Size: £98 per sq ft
Tenure: Ask agent

Key features

Upper maisonette apartment
Spacious lounge
3 bedrooms
Balcony
Fresh neutral decor throughout
Gas central heating

About this property

Spacious Three-Bedroom Top Floor Maisonette in Popular Residential Location

Situated within a sought-after residential area, this spacious top-floor maisonette offers generous accommodation ideally positioned for easy access to local amenities, transport links and well-regarded schooling. Presented in fresh neutral décor throughout, the property is likely to appeal to a wide range of buyers.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Overton Mains, Kirkcaldy, KY1

Open map Street View

Mortgage and LBTT

Property price £85,000

£43k £128k

Deposit11% £9,000

£0 £85k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,000 mortgage. Most lenders would want a household income of about £17,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.