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2 bed house for sale Charles Street, Gainsborough, DN21

OIRO
£109,950
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Reduced on 14/10/2026

Type
House
Bedrooms
2
Tenure
Freehold

Key features

  • No onward chain
  • Open-plan living/dining room
  • Additional versatile first floor room with WC and wash hand basin
  • Modern ground floor family bathroom with walk-in shower
  • Enclosed, low-maintenance rear garden
  • Ready to move into whilst offering scope for cosmetic modernisation
  • Ideal first-time purchase or investment opportunity

About this property

NO ONWARD CHAIN | SPACIOUS END-TERRACED HOME | READY TO MOVE INTO

Offered to the market with no onward chain, this well-proportioned end-terraced home presents an excellent opportunity for first-time buyers, growing families and buy-to-let investors alike. Occupying a pleasant position on a popular residential street close to local amenities and schooling, the property offers deceptively spacious accommodation throughout.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,570
  • Band B
    £1,831
  • Band C
    £2,093
  • Band D
    £2,354
  • Band E
    £2,877
  • Band F
    £3,401
  • Band G
    £3,924
  • Band H
    £4,709

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Lindsey, 2026/27 bills run from £1,570 a year in band A to £4,709 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Lindsey, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Charles Street, Gainsborough, DN21

Mortgage and stamp duty

Property price £109,950
£54k £165k
Deposit10% £11,000
£0 £110k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £98,950 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
4, Charles Street Semi-detachedJan 2025926 sq ft £119/sq ft£110,000
16, Charles Street TerracedNov 2024829 sq ft £106/sq ft£87,500
15, Charles Street TerracedJul 2024850 sq ft £106/sq ft£90,000
10, Charles Street Semi-detachedDec 2022893 sq ft £107/sq ft£96,000
26, Charles Street TerracedNov 2022850 sq ft £118/sq ft£100,000
18, Charles Street TerracedAug 2022861 sq ft £91/sq ft£78,000
28, Charles Street TerracedDec 2021883 sq ft £84/sq ft£74,000
10, Charles Street Semi-detachedOct 2021893 sq ft £90/sq ft£80,000

All sales on Charles Street → All sold prices in Gainsborough →

Area insights

The neighbourhood around this property.

Marketed by
Martin & Co, Gainsborough
The Engine House, Marshalls Yard, Beaumont Street, Gainsborough, Lincolnshire
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