1/25
£109,950
House · 2 beds
Charles Street, Gainsborough, DN21
0.02 miles away
Freehold
1/10
1/10
3 bed house for sale Charles Street, Gainsborough, DN21
Asking price
£108,000
Added on 25/09/2026
Added on 25/09/2026
- Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- 1
- Tenure
- Freehold
Council tax Band A £1,570 a year
Key features
- THREE BEDROOMS, TERRACED, CLOSE TO TOWN CENTRE, COUNCIL TAX BAND A, EPC RATING C, CALL NOW TO VIEW!
About this property
Three-bedroom terraced house near town centre and schools. Two floors, lounge, dining room, kitchen, bathroom, enclosed rear garden. Estimated rent £725 PCM, 8% yield. On-street parking.
Three Bedroom Terraced Property.
For investors, we would estimate the rent to be £ 725 PCM, which equates to an 8% potential yield. Situated in a convenient location close to the town centre and local schools, this three-bedroom terraced property offers well-proportioned accommodation arranged over two floors, making it an ideal home for families, first-time buyers or investors. To the ground floor, the property comprises a welcoming lounge, separate dining room, fitted kitchen and family bathroom. To the first floor are three bedrooms, providing versatile accommodation for family living, guests or home working.
Floorplan
Council tax
Band A £1,570 a year
Per year
- Band AThis home: £1,570
- Band B£1,831
- Band C£2,093
- Band D£2,354
- Band E£2,877
- Band F£3,401
- Band G£3,924
- Band H£4,709
This home is in band A, which costs £1,570 a year in West Lindsey for 2026/27.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Lindsey, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.
Location
Charles Street, Gainsborough, DN21
Mortgage and stamp duty
Property price £108,000
£54k £162k
Deposit10% £11,000
£0 £108k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £97,000 mortgage. Most lenders would want a household income of about £22,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 4, Charles Street Semi-detached | Semi-detached | Jan 2025 | 926 sq ft £119/sq ft | 926 sq ft | £119 | £110,000 |
| 16, Charles Street Terraced | Terraced | Nov 2024 | 829 sq ft £106/sq ft | 829 sq ft | £106 | £87,500 |
| 15, Charles Street Terraced | Terraced | Jul 2024 | 850 sq ft £106/sq ft | 850 sq ft | £106 | £90,000 |
| 10, Charles Street Semi-detached | Semi-detached | Dec 2022 | 893 sq ft £107/sq ft | 893 sq ft | £107 | £96,000 |
| 26, Charles Street Terraced | Terraced | Nov 2022 | 850 sq ft £118/sq ft | 850 sq ft | £118 | £100,000 |
| 18, Charles Street Terraced | Terraced | Aug 2022 | 861 sq ft £91/sq ft | 861 sq ft | £91 | £78,000 |
| 28, Charles Street Terraced | Terraced | Dec 2021 | 883 sq ft £84/sq ft | 883 sq ft | £84 | £74,000 |
| 10, Charles Street Semi-detached | Semi-detached | Oct 2021 | 893 sq ft £90/sq ft | 893 sq ft | £90 | £80,000 |
All sales on Charles Street → All sold prices in Gainsborough →
Area insights
The neighbourhood around this property.
