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2 bed flat for sale Balsusney Road, Kirkcaldy, KY2

Offers Over

£84,950

Added on 01/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £135 per sq ft
Tenure: Ask agent

About this property

Popular Two-Bedroom First-Floor Flat in a Desirable Residential Area. Ready for the new owner to put their own stamp on, this bright and surprisingly spacious property would make an ideal first-time purchase or investment opportunity. Ideally located close to local amenities, Victoria Hospital, schools and excellent public transport links, with Kirkcaldy town centre also within easy reach. Kirkcaldy offers a wide range of amenities including high-street shopping, bars, restaurants, the Adam Smith Theatre, leisure facilities, and both bus and train stations. Fife Retail Park and John Smith Business Park are also a short drive away, with convenient access to the A92 making this an ideal location for commuters.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

August 2026 £84,950

2 beds · 1 bath · this listing

Price guide

20 comparables · within 1.7 miles

Cheaper than 80% of the 2-bed flats for sale nearby right now.

This home, £84,950 Median £112,500 · £65,000 – £152,500

Compared with 20 2-bed flats for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Balsusney Road, Kirkcaldy, KY2

Open map Street View

Mortgage and LBTT

Property price £84,950

£42k £128k

Deposit9% £8,000

£0 £85k

Lenders usually want at least 10%

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,950 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.