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1 bed flat for sale Balsusney Road, Kirkcaldy, KY2

Offers Over

£65,000

Reduced on 20/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £138 per sq ft
Tenure: Ask agent

About this property

Ideal for buy-to-let investors, this traditional one-bedroom ground-floor apartment is being sold with a tenant in situ, providing the opportunity to secure an immediate rental income from day one.

Tastefully decorated throughout and presented in lovely condition, the property has been lovingly maintained by the existing tenant and offers an attractive investment opportunity.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

October 2026 £65,000

Was £69,950
Listed

September 2026 £69,950

1 bed · 1 bath · this listing

Location

Balsusney Road, Kirkcaldy, KY2

Open map Street View

Mortgage and LBTT

Property price £65,000

£33k £98k

Deposit11% £7,000

£0 £65k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £58,000 mortgage. Most lenders would want a household income of about £13,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.