3 bed house for sale Pelham Road, Cowes, PO31

Guide Price

£190,000

Added on 13/10/2026

For sale by auction

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

Council tax Band B £2,042 a year

Key features

Mid terraced house in popular location
Close to the sailing club, town centre ad mainland links
Courtyard garden with gated access
For sale by Modern Auction -T & C's apply
Subject to an undisclosed Reserve price, Buyer's fee's apply
EPC energy efficiency rating D (60/83)

About this property

This mid terraced house is conveniently located close to Cowes town centre, sailing club and ferry links to the mainland. The property has lovely bay windows and a gated access. After some updating this could be a real gem of a house making it a great "crew house", buy to let or first time purchase.

This property is for sale by the Modern Method of Auction. Should you view, offer or bid on the property, your information will be shared with the Auctioneer, iamsold.

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Pelham Road, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
44, Pelham Road Terraced	Terraced	Jul 2026	904 sq ft £257/sq ft	904 sq ft	£257	£232,500
65, Pelham Road Terraced	Terraced	Mar 2026	1,055 sq ft £223/sq ft	1,055 sq ft	£223	£235,000
56, Pelham Road Semi-detached	Semi-detached	Oct 2024	947 sq ft £238/sq ft	947 sq ft	£238	£225,000
33, Pelham Road Terraced	Terraced	Nov 2023	850 sq ft £276/sq ft	850 sq ft	£276	£235,000
53, Pelham Road Terraced	Terraced	Oct 2023	904 sq ft £310/sq ft	904 sq ft	£310	£279,950
35, Pelham Road Terraced	Terraced	Dec 2022	1,206 sq ft £207/sq ft	1,206 sq ft	£207	£250,000
66, Pelham Road Terraced	Terraced	Oct 2022	1,001 sq ft £260/sq ft	1,001 sq ft	£260	£260,000
47, Pelham Road Terraced	Terraced	Sept 2022	893 sq ft £229/sq ft	893 sq ft	£229	£205,000