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3 bed house for sale Arctic Road, Cowes, PO31

Guide Price

£230,000

Added on 29/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £289 per sq ft
Tenure: Freehold

Council tax Band D £2,626 a year

Key features

Terraced house in a popular area on the outskirts of town
Enclosed rear garden with brick built storage shed
Close to local amenities
Easy access to shops, eateries and sailing clubs
Bus route nearby
Above-average EPC energy efficiency rating C (71/89)

About this property

This terraced house is conveniently situated just on the edge of the vibrant, seaside town of Cowes. There, you'll find a wide variety of amenities as well as transport links to the mainland so this property will suit a wide range of purchasers including first time buyers, investors or those looking for a lock up and leave.

Floorplan

Council tax

Band D £2,626 a year

Per year

Band A

£1,751
Band B

£2,042
Band C

£2,334
Band D

This home: £2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band D, which costs £2,626 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

31 comparables · within 2.4 miles

Cheaper than 84% of the 3-bed houses for sale nearby right now.

This home, £230,000 Median £270,000 · £230,000 – £350,000

Per square foot

£289 2% over

3-bed houses nearby £284

Against sold prices

9% under

PO31 sold median £316 / sq ft, 406 sales

Compared with 31 3-bed houses for sale within 2.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in PO31 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in PO31 →

Location

Arctic Road, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, Arctic Road Terraced	Terraced	Aug 2025	786 sq ft £188/sq ft	786 sq ft	£188	£148,000
5, Arctic Road Terraced	Terraced	Sept 2023	850 sq ft £259/sq ft	850 sq ft	£259	£220,000
2, Arctic Road Terraced	Terraced	Sept 2023	861 sq ft £253/sq ft	861 sq ft	£253	£217,500
12, Arctic Road Terraced	Terraced	Jun 2022	947 sq ft £206/sq ft	947 sq ft	£206	£195,000
10, Arctic Road Terraced	Terraced	Jun 2022	721 sq ft £243/sq ft	721 sq ft	£243	£175,000
11, Arctic Road Terraced	Terraced	Sept 2021	850 sq ft £223/sq ft	850 sq ft	£223	£190,000
8, Arctic Road Terraced	Terraced	Aug 2021	850 sq ft £226/sq ft	850 sq ft	£226	£192,500
2, Arctic Road Terraced	Terraced	May 2018	861 sq ft £189/sq ft	861 sq ft	£189	£162,500