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2 bed flat for sale Mount Stuart Square, CF10

Asking price

£180,000

Added on 31/08/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £213 per sq ft
Tenure: Leasehold

EPC D 66 potential C

About this property

Taylors are pleased to offer this immaculate two bedroom apartment on the third floor at St James Mansions in the heart of Cardiff Bay. Walking distance to Mermaid Quay with its array of bars and restaurants. Cardiff City Centre easily accessible.

This two double bedroom apartment boasts a separate kitchen. The main bedroom has an en-suite shower room. The property also comes with an allocated secure parking space with extra on-road parking available locally. The development is secure by recently having CCTV fitted. -

Floorplan

Energy performance

D 66

Current

Potential

92+

81-91

69-80

80 C

55-68

66 D

39-54

21-38

1-20

This home is rated band D, scoring 66 out of 100. The average British home is band D. Its certificate says it could reach band C (80) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,342
Band B

£1,566
Band C

£1,789
Band D

£2,013
Band E

£2,461
Band F

£2,908
Band G

£3,355
Band H

£4,026
Band I

£4,697

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cardiff, 2026/27 bills run from £1,342 a year in band A to £4,697 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

August 2026 £180,000

2 beds · 2 baths · this listing

Price guide

100 comparables · within 1.5 miles

Priced around the middle of the 2-bed flats for sale nearby right now.

This home, £180,000 Median £180,000 · £144,500 – £263,700

Per square foot

£213 14% under

2-bed flats nearby £248

Against sold prices

16% under

CF10 sold median £254 / sq ft, 447 sales

Compared with 100 2-bed flats for sale within 1.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CF10 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CF10 →

Location

Mount Stuart Square, CF10

Open map Street View

Mortgage and LTT

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jul 2026	560 sq ft £179/sq ft	560 sq ft	£179	£100,000
20, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Oct 2020	n/a	n/a	n/a	£155,000
19, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Sept 2020	883 sq ft £178/sq ft	883 sq ft	£178	£157,000
5, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Dec 2019	818 sq ft £171/sq ft	818 sq ft	£171	£140,000
5, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Oct 2015	818 sq ft £182/sq ft	818 sq ft	£182	£149,000
16, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jul 2015	635 sq ft £219/sq ft	635 sq ft	£219	£139,000
27, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Mar 2015	743 sq ft £186/sq ft	743 sq ft	£186	£138,000
4, St. James Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Dec 2014	581 sq ft £175/sq ft	581 sq ft	£175	£102,000