Auction

1/17

Auction

1/17

2 bed flat for sale Mount Stuart Square, Cardiff, CF10

Asking price

£140,000

Reduced on 08/09/2026

For sale by auction

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £161 per sq ft
Tenure: Leasehold

EPC C 69

Highlights

From the agent's description

Chain free
Secure parking
En-suite

About this property

Ideal for first time buyers and investors. Property being sold with No Chain. Do not miss out on this this larger than average two bedroom apartment on the fifth floor. Located on Mount Stuart Square a stone's throw away from Mermaid Quay with its array of bars, restaurants and water front and the Millennium Centre.

This beautifully presented apartment briefly comprises of entrance hallway, large lounge/dining area and separate kitchen area. Two double bedrooms. Large master with en-suite and a separate family bathroom. The property further benefits from electric heating, video phone entry system and secure allocated parking.

Floorplan

Energy performance

C 69

Current

Potential

92+

81-91

69-80

69 C

78 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 69 out of 100. The average British home is band D. Its certificate says it could reach band C (78) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,342
Band B

£1,566
Band C

£1,789
Band D

£2,013
Band E

£2,461
Band F

£2,908
Band G

£3,355
Band H

£4,026
Band I

£4,697

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cardiff, 2026/27 bills run from £1,342 a year in band A to £4,697 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

September 2026 £140,000

Was £155,000
Listed

August 2026 £155,000

2 beds · 2 baths · this listing

Price guide

This home

£161 / sq ft

Area average (sold)

£263 / sq ft

Price per area, sold homes nearby

£193 / sq ft

£161 / sq ft

£342 / sq ft

Lowest

This home

Highest

£161 per sq ft, below almost all recent sales in CF10 (£193–£342, 10th–90th percentile, 447 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 447 homes sold in CF10 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in CF10 →

Location

Mount Stuart Square, Cardiff, CF10

Open map Street View

Mortgage and LTT

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
32, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	May 2026	829 sq ft £241/sq ft	829 sq ft	£241	£200,000
36, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	May 2026	786 sq ft £206/sq ft	786 sq ft	£206	£162,000
53, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jul 2025	1,066 sq ft £173/sq ft	1,066 sq ft	£173	£184,000
46, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jul 2025	840 sq ft £232/sq ft	840 sq ft	£232	£195,000
20, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jan 2025	1,055 sq ft £190/sq ft	1,055 sq ft	£190	£200,000
12, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Jul 2024	861 sq ft £232/sq ft	861 sq ft	£232	£199,900
19, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Feb 2024	990 sq ft £192/sq ft	990 sq ft	£192	£190,000
61, St. Stephens Mansions, Mount Stuart Square Flat / maisonette	Flat / maisonette	Oct 2022	570 sq ft £228/sq ft	570 sq ft	£228	£130,000