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3 bed house for sale St. Nicholas Street, Lincoln, LN1

Asking price

£220,000

Added on 28/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £197 per sq ft
Tenure: Freehold

Key features

WELL PRESENTED TERRACED HOME
MODERN ACCOMMODATION THROUGHOUT
THREE WELL-PROPORTIONED BEDROOMS
FAMILY BATHROOM & UTILITY/WC
LOW MAINTENANCE REAR GARDEN
POPULAR UPHILL LOCATION
AMENITIES, TRANSPORT LINKS & SCHOOLING NEARBY

About this property

Situated within the sought after uphill Lincoln area and near to Lincoln City Centre is this three bedroom terraced home, enjoying local access to a wide range of amenities including shops, eateries, parks and public houses as well as transport links and schooling. The property in brief comprises: entrance hall, lounge with feature fireplace, dining room, modern fitted kitchen/breakfast room, utility room/wc, three well proportioned bedrooms and a family bathroom. Outside, this property benefits from a wall enclosed rear garden with a patio area ideal for seating and an area of artificial lawn.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lincoln, 2026/27 bills run from £1,549 a year in band A to £4,646 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£197 / sq ft

Area average (sold)

£243 / sq ft

Price per area, sold homes nearby

£173 / sq ft

£197 / sq ft

£305 / sq ft

Lowest

This home

Highest

£197 per sq ft, below the middle of recent sales in LN1 (£173–£305, 10th–90th percentile, 775 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 775 homes sold in LN1 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in LN1 →

Location

St. Nicholas Street, Lincoln, LN1

Open map Street View

Mortgage and stamp duty

Property price £220,000

£110k £330k

Deposit10% £22,000

£0 £220k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
40, St Nicholas Street Terraced	Terraced	Feb 2026	624 sq ft £226/sq ft	624 sq ft	£226	£141,000
19, St Nicholas Street Terraced	Terraced	Mar 2025	667 sq ft £230/sq ft	667 sq ft	£230	£153,500
62, St Nicholas Street Terraced	Terraced	Feb 2024	786 sq ft £178/sq ft	786 sq ft	£178	£140,000
18, St Nicholas Street Terraced	Terraced	Sept 2023	603 sq ft £282/sq ft	603 sq ft	£282	£170,000
57, St Nicholas Street Semi-detached	Semi-detached	May 2023	797 sq ft £195/sq ft	797 sq ft	£195	£155,000
54, St Nicholas Street Terraced	Terraced	May 2023	829 sq ft £241/sq ft	829 sq ft	£241	£200,000
16, St Nicholas Street Semi-detached	Semi-detached	Nov 2022	1,001 sq ft £225/sq ft	1,001 sq ft	£225	£225,000
29, St Nicholas Street Terraced	Terraced	May 2022	646 sq ft £220/sq ft	646 sq ft	£220	£142,000