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3 bed house for sale St Nicholas Street, Lincoln, LN1

Asking price

£220,000

Added on 20/10/2026

Type: Terraced
Bedrooms: 3
Tenure: Freehold

About this property

Recently renovated throughout, three bedrooms including loft conversion, terraced property, rear garden, and a highly sought-after central Lincoln location. Ideally positioned on St Nicholas Street, just moments from Lincoln's vibrant city centre, this beautifully renovated three-bedroom terraced home offers stylish and versatile accommodation in a highly convenient location. The property has been thoughtfully updated throughout, creating a modern and welcoming home ready for its next owners to move straight into.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lincoln, 2026/27 bills run from £1,549 a year in band A to £4,646 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

66 comparables · within 3 miles

Priced above 55% of the 3-bed houses for sale nearby right now.

This home, £220,000 Median £205,000 · £137,500 – £310,000

Compared with 66 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

St Nicholas Street, Lincoln, LN1

Open map Street View

Mortgage and stamp duty

Property price £220,000

£110k £330k

Deposit10% £22,000

£0 £220k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
40, St Nicholas Street Terraced	Terraced	Feb 2026	624 sq ft £226/sq ft	624 sq ft	£226	£141,000
19, St Nicholas Street Terraced	Terraced	Mar 2025	667 sq ft £230/sq ft	667 sq ft	£230	£153,500
62, St Nicholas Street Terraced	Terraced	Feb 2024	786 sq ft £178/sq ft	786 sq ft	£178	£140,000
18, St Nicholas Street Terraced	Terraced	Sept 2023	603 sq ft £282/sq ft	603 sq ft	£282	£170,000
57, St Nicholas Street Semi-detached	Semi-detached	May 2023	797 sq ft £195/sq ft	797 sq ft	£195	£155,000
54, St Nicholas Street Terraced	Terraced	May 2023	829 sq ft £241/sq ft	829 sq ft	£241	£200,000
16, St Nicholas Street Semi-detached	Semi-detached	Nov 2022	1,001 sq ft £225/sq ft	1,001 sq ft	£225	£225,000
29, St Nicholas Street Terraced	Terraced	May 2022	646 sq ft £220/sq ft	646 sq ft	£220	£142,000