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3 bed house for sale Albert Gardens, Manchester, M40

Asking price

£195,000

Added on 25/09/2026

Type: Semi-detached
Bedrooms: 3
Bathrooms: 1
Size: £260 per sq ft
Tenure: Freehold

Council tax Band B £2,024 a year

Highlights

From the agent's description

Chain free
Driveway
Private garden

About this property

This is a charming and cosy chain free three-bedroom semi-detached property tucked away in a pleasant, quiet cul-de-sac location. It is highly regarded as a perfect opportunity for first-time buyer.

The home consists of an entrance hall, a bright living room, a kitchen, it includes three bedrooms and a first-floor family bathroom.

Floorplan

Council tax

Band B £2,024 a year

Per year

Band A

£1,735
Band B

This home: £2,024
Band C

£2,313
Band D

£2,602
Band E

£3,181
Band F

£3,759
Band G

£4,337
Band H

£5,204

This home is in band B, which costs £2,024 a year in Oldham for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Oldham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.4 miles

Cheaper than 91% of the 3-bed houses for sale nearby right now.

This home, £195,000 Median £260,000 · £200,000 – £350,000

Per square foot

£260 8% under

3-bed houses nearby £282

Against sold prices

7% over

M40 sold median £243 / sq ft, 614 sales

Compared with 100 3-bed houses for sale within 2.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in M40 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in M40 →

Location

Albert Gardens, Manchester, M40

Open map Street View

Mortgage and stamp duty

Property price £195,000

£97k £293k

Deposit10% £20,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,000 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
10, Albert Gardens Semi-detached	Semi-detached	Nov 2025	893 sq ft £246/sq ft	893 sq ft	£246	£220,000
14, Albert Gardens Semi-detached	Semi-detached	Apr 2025	689 sq ft £269/sq ft	689 sq ft	£269	£185,000
27, Albert Gardens Semi-detached	Semi-detached	Oct 2024	818 sq ft £222/sq ft	818 sq ft	£222	£182,000
18, Albert Gardens Semi-detached	Semi-detached	Jun 2024	753 sq ft £240/sq ft	753 sq ft	£240	£181,000
7, Albert Gardens Semi-detached	Semi-detached	Mar 2024	721 sq ft £257/sq ft	721 sq ft	£257	£185,000
17, Albert Gardens Semi-detached	Semi-detached	Dec 2020	721 sq ft £166/sq ft	721 sq ft	£166	£120,000
28, Albert Gardens Semi-detached	Semi-detached	Nov 2020	797 sq ft £156/sq ft	797 sq ft	£156	£124,000
13, Albert Gardens Semi-detached	Semi-detached	May 2018	969 sq ft £134/sq ft	969 sq ft	£134	£130,000