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4 bed house for sale St. Swithin's Road, Whitstable, CT5

Guide Price
£850,000
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Added on 29/09/2026

Type
Detached
Bedrooms
4
Bathrooms
3
Size
£482 per sq ft
Tenure
Freehold
Council tax Band C £2,151 a year

Key features

  • Beautifully renovated executive home, with sea glimpses from the principal bedroom
  • Spacious, open-plan living space alongside separate sitting room
  • Ground floor bedroom with en-suite and garden access
  • Underfloor heating and bedroom radiators
  • Successful Airbnb generating approx £500 per night
  • Above-average EPC energy efficiency rating C (80/83)

About this property

Positioned at the end of St. Swithin's Road, just moments from the seafront and the ever-popular Tankerton Slopes, this substantial detached four-bedroom house offers an exceptionally versatile layout. A stand out feature is the ground floor bedroom with its own en-suite shower room and French doors opening directly onto the rear garden, creating an excellent space for an elderly relative or independent guest accommodation.

Floorplan

Council tax

Band C £2,151 a year
Per year
  • Band A
    £1,613
  • Band B
    £1,882
  • Band C
    This home: £2,151
  • Band D
    £2,419
  • Band E
    £2,957
  • Band F
    £3,495
  • Band G
    £4,032
  • Band H
    £4,839

This home is in band C, which costs £2,151 a year in Canterbury for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Canterbury, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

31 comparables · within 2.9 miles

Priced above 97% of the 4-bed houses for sale nearby right now.

This home, £850,000 Median £475,000 · £365,000 – £650,000
Per square foot
£482 46% over
4-bed houses nearby £330
Against sold prices
14% over
CT5 sold median £421 / sq ft, 976 sales

Compared with 31 4-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CT5 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CT5 →

Location

St. Swithin's Road, Whitstable, CT5

Mortgage and stamp duty

Property price £850,000
£425k £1.3m
Deposit10% £85,000
£0 £850k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £765,000 mortgage. Most lenders would want a household income of about £170,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
3, St Swithins Road Semi-detachedMar 2025635 sq ft £614/sq ft£390,000
9, St Swithins Road Semi-detachedNov 20201,528 sq ft £324/sq ft£495,000
3, St Swithins Road Semi-detachedSept 2016635 sq ft £438/sq ft£278,000
7, St Swithins Road Semi-detachedFeb 20161,776 sq ft £231/sq ft£410,000
6, St Swithins Road DetachedJul 20121,195 sq ft £326/sq ft£390,000
1, St Swithins Road DetachedSept 20111,765 sq ft £126/sq ft£222,500
12, St Swithins Road DetachedDec 20101,927 sq ft £182/sq ft£350,000
11, St Swithins Road DetachedOct 2009n/a£302,000

All sales on St Swithins Road → All sold prices in Whitstable →

Area insights

The neighbourhood around this property.

Marketed by
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72 High Street, Whitstable, Kent
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