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2 bed flat for sale Smith Street, Watford, WD18

Asking price

£280,000

Added on 28/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £519 per sq ft
Tenure: Leasehold

Key features

NO UPPER CHAIN
SHARE OF FREEHOLD
GROUND FLOOR APARTMENT
TWO WELL-PROPORTIONED BEDROOMS
PRIVATE REAR GARDEN
ALLOCATED PARKING SPACE
CATCHMENTS TO WATFORD GIRLS GRAMMAR SCHOOL
TOWN CENTRE LOCATION

About this property

** NO UPPER CHAIN ** SHARE OF FREEHOLD **

Connells are delighted to bring this well-presented ground-floor apartment to the market that is situated in Central Watford. The property comprises an open plan reception room with a modern integrated kitchen, two well-proportioned bedrooms and a modern bathroom suite and benefits from ample storage throughout, a private rear garden as well as an allocated off-street parking space.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,631
Band B

£1,903
Band C

£2,175
Band D

£2,447
Band E

£2,990
Band F

£3,534
Band G

£4,078
Band H

£4,893

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Watford, 2026/27 bills run from £1,631 a year in band A to £4,893 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Watford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1 mile

Cheaper than 73% of the 2-bed flats for sale nearby right now.

This home, £280,000 Median £325,000 · £254,500 – £401,500

Per square foot

£519 14% over

2-bed flats nearby £455

Against sold prices

8% over

WD18 sold median £479 / sq ft, 445 sales

Compared with 100 2-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in WD18 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in WD18 →

Location

Smith Street, Watford, WD18

Open map Street View

Mortgage and stamp duty

Property price £280,000

£140k £420k

Deposit10% £28,000

£0 £280k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £252,000 mortgage. Most lenders would want a household income of about £56,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
1b, Smith Street Flat / maisonette	Flat / maisonette	Jun 2025	1,163 sq ft £249/sq ft	1,163 sq ft	£249	£290,000
2, Smith Street Terraced	Terraced	Jan 2020	947 sq ft £422/sq ft	947 sq ft	£422	£400,000
6, Smith Street Terraced	Terraced	Oct 2015	797 sq ft £426/sq ft	797 sq ft	£426	£339,000
4a, Smith Street Flat / maisonette	Flat / maisonette	Sept 2014	517 sq ft £426/sq ft	517 sq ft	£426	£220,000
4d, Smith Street Flat / maisonette	Flat / maisonette	Sept 2014	517 sq ft £426/sq ft	517 sq ft	£426	£220,000
2, Smith Street Terraced	Terraced	Apr 2014	947 sq ft £351/sq ft	947 sq ft	£351	£332,500
6, Smith Street Terraced	Terraced	Jan 2014	797 sq ft £339/sq ft	797 sq ft	£339	£270,000
4c, Smith Street Flat / maisonette · new build	Flat / maisonette · new build	Oct 2013	549 sq ft £383/sq ft	549 sq ft	£383	£210,000