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2 bed flat for sale The Terrace, Rochester, ME1

Guide Price

£250,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £394 per sq ft
Tenure: Leasehold

Council tax Band A £1,552 a year

Key features

Grade II listed duplex conversion in historic conservation area
Newly decorated, full of character and ready to move straight into
Resident parking permit zone
0.3 miles from the historic High Street and walking distance to the high speed train station
Low service charge, extended lease and no forward chain
Above-average EPC energy efficiency rating C (73/77)

About this property

This stunning chain free top floor duplex character property with an extremely low service charge and resident parking permit is located just a few minutes away from the historic High Street and high speed station.

Floorplan

Council tax

Band A £1,552 a year

Per year

Band A

This home: £1,552
Band B

£1,811
Band C

£2,070
Band D

£2,329
Band E

£2,846
Band F

£3,363
Band G

£3,881
Band H

£4,657

This home is in band A, which costs £1,552 a year in Medway for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

37 comparables · within 3 miles

Priced above 73% of the 2-bed flats for sale nearby right now.

This home, £250,000 Median £210,000 · £166,000 – £280,000

Per square foot

£394 26% over

2-bed flats nearby £311

Against sold prices

9% over

ME1 sold median £361 / sq ft, 847 sales

Compared with 37 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ME1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ME1 →

Location

The Terrace, Rochester, ME1

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, The Terrace Terraced	Terraced	Aug 2026	1,453 sq ft £361/sq ft	1,453 sq ft	£361	£525,000
19, The Terrace Semi-detached	Semi-detached	Nov 2025	1,033 sq ft £312/sq ft	1,033 sq ft	£312	£322,500
1, The Terrace Terraced	Terraced	Oct 2025	1,711 sq ft £345/sq ft	1,711 sq ft	£345	£590,000
14, The Terrace Terraced	Terraced	May 2024	1,442 sq ft £371/sq ft	1,442 sq ft	£371	£535,000
Flat 3, Pickwick Place, 34, The Terrace Flat / maisonette	Flat / maisonette	Oct 2023	n/a	n/a	n/a	£185,000
8, The Terrace Terraced	Terraced	Sept 2022	1,206 sq ft £415/sq ft	1,206 sq ft	£415	£500,000
32, The Terrace Terraced	Terraced	May 2022	1,432 sq ft £291/sq ft	1,432 sq ft	£291	£417,000
21, The Terrace Terraced	Terraced	May 2022	1,356 sq ft £339/sq ft	1,356 sq ft	£339	£460,000