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2 bed flat for sale Lower Road, Loughton, IG10

Offers in excess of

£270,000

Added on 22/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £400 per sq ft
Tenure: Leasehold; 148 years left

Service charge £1,761 a yearGround rent £457 a year Council tax Band C £2,024 a year

Key features

Two bedroom Apartment
Modern Kitchen
Close To Transport Links And Local Amenities
Epping Forest Nearby
Garage
Chain Free

About this property

***CHAIN FREE*** Situated in a convenient location close to local shops, amenities and transport links, this well-proportioned first floor flat offers bright, spacious accommodation and would make an ideal first-time purchase or buy-to-let investment.

The property benefits from two generous bedrooms, a separate living room, modern fitted kitchen, bathroom, and access to communal outdoor areas, including a balcony and shared garden.

Floorplan

Council tax

Band C £2,024 a year

Per year

Band A

£1,518
Band B

£1,771
Band C

This home: £2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band C, which costs £2,024 a year in Epping Forest for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

65 comparables · within 2.9 miles

Cheaper than 89% of the 2-bed flats for sale nearby right now.

This home, £270,000 Median £375,000 · £272,000 – £595,000

Per square foot

£400 27% under

2-bed flats nearby £546

Against sold prices

29% under

IG10 sold median £566 / sq ft, 906 sales

Compared with 65 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in IG10 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in IG10 →

Location

Lower Road, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £270,000

£135k £405k

Deposit10% £27,000

£0 £270k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £243,000 mortgage. Most lenders would want a household income of about £54,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
7b, Petersen Court, Lower Road Flat / maisonette	Flat / maisonette	Jun 2026	807 sq ft £334/sq ft	807 sq ft	£334	£270,000
9, Petersen Court, Lower Road Flat / maisonette	Flat / maisonette	Sept 2025	635 sq ft £416/sq ft	635 sq ft	£416	£264,000
9, Petersen Court, Lower Road Flat / maisonette	Flat / maisonette	Jan 2024	635 sq ft £394/sq ft	635 sq ft	£394	£250,000
12, Lower Road Semi-detached	Semi-detached	Oct 2022	689 sq ft £624/sq ft	689 sq ft	£624	£430,000
9b, Petersen Court, Lower Road Flat / maisonette	Flat / maisonette	Aug 2019	700 sq ft £379/sq ft	700 sq ft	£379	£265,000
6c, Petersen Court, Lower Road Flat / maisonette	Flat / maisonette	Oct 2018	646 sq ft £299/sq ft	646 sq ft	£299	£193,000
1b, Peterson Court, Lower Road Flat / maisonette	Flat / maisonette	Aug 2018	581 sq ft £482/sq ft	581 sq ft	£482	£280,000
3b, Peterson Court, Lower Road Flat / maisonette	Flat / maisonette	Mar 2018	560 sq ft £447/sq ft	560 sq ft	£447	£250,000