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1 bed flat for sale Seton Street, Ardrossan, KA22

Offers over

£30,000

Added on 24/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £54 per sq ft
Tenure: Freehold

Key features

Top floor flat
Ideal first time buy
One bedroom
Nicely presented
Seaside location

About this property

Allen and Harris bring to market this well presented top floor flat ideal first time buy and vendor suited in the seaside town of Ardrossan. Entrance hall, spacious lounge diner, kitchen, bedroom and shower room, good storage.

Entrance Hall

Lounge Diner 15' 3" x 12' 8" ( 4.65m x 3.86m )

Kitchen 11' 8" Max x 11' 4" Max ( 3.56m Max x 3.45m Max )

Bedroom 12' 10" x 8' 10" ( 3.91m x 2.69m )

Shower Room

Floorplan

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,739
Band G

£3,301
Band H

£4,130

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In North Ayrshire, 2026/27 bills run from £1,124 a year in band A to £4,130 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £30,000

1 bed · 1 bath · this listing

Location

Seton Street, Ardrossan, KA22

Open map Street View

Mortgage and LBTT

Property price £30,000

£15k £45k

Deposit10% £3,000

£0 £30k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £27,000 mortgage. Most lenders would want a household income of about £6,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.