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4 bed house for sale Saltcoats, KA21

Asking price
£349,000
Taylor and Henderson Solicitors Ayrshire logo

Reduced on 25/09/2026

Type
Semi-detached
Bedrooms
4
Bathrooms
2
Tenure
Ask agent

Key features

  • 4 Bedrooms
  • 4 Reception Rooms
  • Semi-detached house

About this property

New reduced price offers over £349,000

Taylor and Henderson are delighted to present this rarely available traditional semi-detached villa, ideally positioned on the shorefront and offering spectacular sea views across the Firth of Clyde to the Isle of Arran and beyond, to the market.

The property offers spacious and versatile accommodation, designed to combine classic charm with modern living. On the ground floor, an entrance porch leads into a welcoming reception hallway. The bay-fronted lounge is open plan to the dining room and features a charming fireplace and uninterrupted sea views, creating a light-filled and inviting space. A separate sitting room provides direct access to the rear garden, while a WC and pantry add convenience. The kitchen area, spread over two levels, is equipped with a log-burning stove and bi-fold doors opening onto a decked garden, perfect for entertaining and enjoying the outdoors.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,124
  • Band B
    £1,311
  • Band C
    £1,499
  • Band D
    £1,686
  • Band E
    £2,215
  • Band F
    £2,739
  • Band G
    £3,301
  • Band H
    £4,130

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In North Ayrshire, 2026/27 bills run from £1,124 a year in band A to £4,130 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Reduced
    September 2026 £349,000

    Was £359,000

  2. Listed
    August 2026 £359,000

    4 beds · 2 baths · this listing

Location

Saltcoats, KA21

Mortgage and LBTT

Property price £349,000
£174k £524k
Deposit10% £35,000
£0 £349k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £314,000 mortgage. Most lenders would want a household income of about £70,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

Marketed by
Taylor and Henderson Solicitors Ayrshire, Saltcoats
51 Hamilton Street, Saltcoats, Ayrshire
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