1/20
£185,000
Flat · 1 bed · 1 bath · 316 sq ft
Belmont Terrace, St. Ives, TR26
0.04 miles away
Leasehold
1/17
1/17
3 bed house for sale Ventnor Terrace, St. Ives, TR26
Asking price
£450,000
Added on 26/09/2026
Added on 26/09/2026
- Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- 3
- Tenure
- Freehold
EPC Energy rating band E 48 potential B
Highlights
From the agent's description
- Off-street parking
- Sea views
- Kitchen/diner
- En-suite
- Dining room
About this property
A attractive Southerly facing bay fronted town house occupying an enviable elevated position on the Porthmeor side of St.Ives. Offering deceptively spacious accommodation that is arranged over 4 floors and has previously been used as a bed and breakfast.
The gas heated and double glazed accommodation comprises in brief of an entrance porch, reception hallway, lounge, dining room, kitchen/breakfast room with stairs leading down to a basement which is loosely arranged with 3 separate areas and was used as owners accommodation when run as a business.
Floorplan
Energy performance
Energy rating band E 48
Current
Potential
92+
A
81-91
B
Potential rating: 85 B
69-80
C
55-68
D
39-54
E
Current rating: 48 E
21-38
F
1-20
G
This home is rated band E, scoring 48 out of 100. The average British home is band D. Its certificate says it could reach band B (85) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,727
- Band B£2,015
- Band C£2,303
- Band D£2,591
- Band E£3,167
- Band F£3,742
- Band G£4,318
- Band H£5,182
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
20 comparables · within 2.7 milesCheaper than 60% of the 3-bed houses for sale nearby right now.
This home, £450,000 Median £487,475 · £322,500 – £650,000
Compared with 20 3-bed houses for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.
Location
Ventnor Terrace, St. Ives, TR26
Mortgage and stamp duty
Property price £450,000
£225k £675k
Deposit10% £45,000
£0 £450k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 2, Ventnor Terrace Terraced | Terraced | Oct 2018 | 2,260 sq ft £177/sq ft | 2,260 sq ft | £177 | £400,000 |
| Avalon, Ventnor Terrace Detached | Detached | Sept 2016 | n/a | n/a | n/a | £560,000 |
| 2, Ventnor Terrace Terraced | Terraced | Mar 2008 | 2,260 sq ft £155/sq ft | 2,260 sq ft | £155 | £350,000 |
| Avalon, Ventnor Terrace Detached | Detached | Sept 2006 | n/a | n/a | n/a | £350,000 |
| Avalon, Ventnor Terrace Detached | Detached | Jun 2004 | n/a | n/a | n/a | £335,000 |
| Avalon, Ventnor Terrace Detached | Detached | Dec 2001 | n/a | n/a | n/a | £194,000 |
| 7, Ventnor Terrace Terraced | Terraced | Jun 2000 | n/a | n/a | n/a | £92,500 |
| 5, Ventnor Terrace Detached | Detached | Mar 1999 | n/a | n/a | n/a | £96,000 |
Area insights
The neighbourhood around this property.
