Auction

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Auction

1/17

4 bed house for sale Windsor Terrace, St. Ives, TR26

Guide price

£625,000

Added on 26/09/2026

For sale by auction

Type: Terraced
Bedrooms: 4
Bathrooms: 3
Size: £382 per sq ft
Tenure: Freehold

EPC D 56 potential B

Highlights

From the agent's description

Chain free
Period features
Private garden
Sea views

About this property

A large four bedroom, potentially five bedroom character property in an enviable location with sea views and parking..

The property has been modernised to a high standard but has kept its period features.. The house is on 4 floors, a basement snug/ games room plus the ground floor has an entrance hallway, a lounge with sea views, leading to a large, well equipped family kitchen plus a cloakroom. On the first floor are 3 bedrooms and a family bathroom, on the second is a master bedroom with en-suite. To the front of the property is a sunny front deck with views, and a parking area suitable for two cars and beneath that is an enclosed garden accessed by steps.

Floorplan

Energy performance

D 56

Current

Potential

92+

81-91

84 B

69-80

55-68

56 D

39-54

21-38

1-20

This home is rated band D, scoring 56 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£382 / sq ft

Area average (sold)

£434 / sq ft

Price per area, sold homes nearby

£267 / sq ft

£382 / sq ft

£630 / sq ft

Lowest

This home

Highest

£382 per sq ft, below the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price.

Location

Windsor Terrace, St. Ives, TR26

Open map Street View

Mortgage and stamp duty

Property price £625,000

£312k £938k

Deposit10% £63,000

£0 £625k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £562,000 mortgage. Most lenders would want a household income of about £125,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
9, Windsor Terrace Terraced	Terraced	Jun 2021	1,755 sq ft £502/sq ft	1,755 sq ft	£502	£880,000
1, Windsor Terrace Terraced	Terraced	Sept 2019	1,593 sq ft £377/sq ft	1,593 sq ft	£377	£600,000
Flat 1, 6, Windsor Terrace Flat / maisonette	Flat / maisonette	Jan 2018	570 sq ft £365/sq ft	570 sq ft	£365	£208,000
9, Windsor Terrace Terraced	Terraced	May 2012	1,755 sq ft £302/sq ft	1,755 sq ft	£302	£530,000
7, Windsor Terrace Terraced	Terraced	Mar 2012	1,830 sq ft £232/sq ft	1,830 sq ft	£232	£425,000
11, Windsor Terrace Terraced	Terraced	Sept 2011	1,259 sq ft £325/sq ft	1,259 sq ft	£325	£409,000
5, Windsor Terrace Terraced	Terraced	Oct 2007	1,636 sq ft £284/sq ft	1,636 sq ft	£284	£464,000
9, Windsor Terrace Terraced	Terraced	Jul 2007	1,755 sq ft £268/sq ft	1,755 sq ft	£268	£469,950