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4 bed house for sale Albert Terrace, Whitehaven, CA28

Offers Over
£130,000
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Added on 20/10/2026

Type
Terraced
Bedrooms
4
Bathrooms
1
Tenure
Ask agent

Key features

  • West-facing front elevation means you'll catch the Irish Sea sunset from your own home every single evening
  • Four bedrooms give real flexibility - room for kids, guests and a home office all at the same time
  • Original ceiling coving, beamed details and a white fireplace surround give the property genuine period character throughout
  • Built-in alcove shelving in the reception room adds practical storage without losing any of the character
  • Two connected reception areas on the ground floor mean the space works differently at different times of day
  • Sellafield and Westlakes Science and Technology Park are both a 15-minute drive - a real advantage if your career is in West Cumbria's energy sector
  • Bransty Primary and St James' Church of England Infants and Junior School are both within walking distance of the front door
  • Whitehaven Academy and St Benedict's Catholic High School are also close by, covering most secondary options without needing the car
  • Whitehaven town centre's shops, bars and restaurants are all walkable, with Whitehaven Hospital roughly five minutes away
  • The Western Fells - the quieter edge of the Lake District - are on the doorstep, without the Lake District price premium

About this property

Four Bedrooms, Sea Views And The Western Fells On Your Doorstep. Watch the sun go down over the Irish Sea from your own home. Space for the whole family, fells for the weekends, and a commute to Sellafield that takes less time than most people spend in a supermarket queue.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,674
  • Band B
    £1,953
  • Band C
    £2,232
  • Band D
    £2,511
  • Band E
    £3,069
  • Band F
    £3,627
  • Band G
    £4,186
  • Band H
    £5,023

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cumberland, 2026/27 bills run from £1,674 a year in band A to £5,023 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Albert Terrace, Whitehaven, CA28

Mortgage and stamp duty

Property price £130,000
£65k £195k
Deposit10% £13,000
£0 £130k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
11, Albert Terrace TerracedJun 20261,098 sq ft £132/sq ft£145,000
4, Albert Terrace TerracedJul 20241,055 sq ft £114/sq ft£120,000
2, Albert Terrace TerracedFeb 2023861 sq ft £113/sq ft£96,950
21, Albert Terrace TerracedNov 2022980 sq ft £94/sq ft£92,000
18, Albert Terrace TerracedJun 20221,023 sq ft £109/sq ft£111,000
17, Albert Terrace TerracedJun 2021980 sq ft £94/sq ft£92,500
8, Albert Terrace TerracedMay 2021926 sq ft £70/sq ft£65,000
16, Albert Terrace TerracedAug 2019829 sq ft £90/sq ft£75,000

All sales on Albert Terrace → All sold prices in Whitehaven →

Area insights

The neighbourhood around this property.

Marketed by
eXp UK, Holly Wittridge
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